Reinsurance Collateral Trusts

Reinsurance Collateral Trusts

The limitations and costs associated with traditional collateral options such as Letters of Credit have dramatically fueled the growth of alternative risk transfer strategies amongst insurers, reinsurers, captives and corporations. Fluid regulatory, financial and risk management environments demand lower-cost collateral solutions – solutions that afford maximum flexibility with minimal effort to set up and maintain.

Why choose an Insurance Trust?

  • Improved Credit Availability – an insurance trust has no adverse impact on your available credit.
  • Cost Effective – insurance trusts generally save you in annual fees compared to other forms of collateral posting options.
  • Convenience – insurance trusts are tri-party arrangements that require no annual renewals.
  • Reduced Liability Concerns – insurance trusts may limit the range of acceptable investments; this is done to ensure adherence to all regulatory requirements.

Our collateral trust product at SunTrust can help you with the following insurance needs:

  • Reinsurance/Collateralized Reinsurance
  • Regulation 114 Trusts
  • Captives
  • Surety Bonds
  • State Statute Trusts
  • Collateral/Depository Accounts

Contact a member of our team:

Donny Tong 212.590.0976 (Phone)
donny.tong@suntrust.com (Email)
Joseph Monaco 212.303.1746 (Phone)
joseph.monaco@suntrust.com (Email)
Barbara Aubry 212.303.4164 (Phone)
barbara.aubry@suntrust.com (Email)

Corporate & Commercial Banking Resource Center