Important Information About These Products
1 Line maturity and access to available funds is determined by line amount and an annual credit review process.
2 Personal Credit Line rates will vary with the market based on the Prime Rate. The Prime Rate means the highest per annum "Prime Rate" of interest published by The Wall Street Journal in its "Money Rates" listings, which was 4.00% on 3/16/2017. For a Personal Credit Line Plus, standard APRs could range from Prime + 3.15% (currently 7.15% APR) to Prime + 3.95% (currently 7.95% APR) and are based on your credit line amount and creditworthiness. For a Select Credit Line, standard APRs could range from Prime + 0.50% (currently 4.50% APR) to Prime + 0.95% (currently 4.95% APR) and are based on your credit line amount and creditworthiness. The maximum APR for loans in AL, AR, DC, GA, MD, SC and VA is 24%. The maximum APR for loans in TN is 21%. The maximum APR for loans in FL, MS, NC and WV is 18%.
3 To qualify for this line, $100,000 or more in verifiable eligible investable assets held with SunTrust Bank or other financial institutions are required.
4 To qualify for this line, $100,000 or more in eligible investable assets held with SunTrust Bank is required as collateral. Client may choose only one eligible SunTrust account as collateral. Collateral must be held in individual name(s) or in the name of an approved trust. Collateral cannot be held in partnerships, corporations or LLCs. A higher level of assets will be required for large line amounts.