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Cover large expenses with a low rate Select Credit Line from SunTrust.

When opportunities arise and unexpected events occur, you don’t have to dip into your savings or withdraw from your investments early to cover the costs. A SunTrust Select Credit Line offers you a low interest rate on the money you need—up to $5,000,000—and it's secured with your investments rather than the equity in your home. To qualify, clients must have a minimum of $100,000 in investable assets within a SunTrust savings account, CD or brokerage account1.

  • Does not require your home as collateral
  • Minimum monthly payment – interest only2
  • Credit lines from $25,000 to $5,000,000
  • Revolving line of credit with terms up to four years
  • What can you use this Line of Credit for?
  • Line of Credit Amount
  • Interest Rate
  • Line Term
  • How to Apply
  • Fees
  • Unsecured vs. Secured
  • The line of credit can be used for any large expense or opportunity that may arise
  • $25,000 to $5,000,000
  • As low as 4.50% (Prime + 0.25%) APR3 with a 0.25% interest rate reduction for a recurring automatic payment from a SunTrust Bank account4.
  • Revolving line of credit with terms up to four years
  • Apply online, at your local SunTrust branch or by calling a SunTrust lending specialist
  • No application or annual fees3
  • Secured, with a minimum of $100,000 in investable assets within a SunTrust savings account, CD or brokerage account1

Apply in 4 easy steps.

  • Step 1

    Apply Online, by Phone or in a Branch

    Apply in less than 15 minutes.

  • Step 2

    Preliminary Loan Decision

    If approved, a SunTrust representative will contact you within 24 hours to discuss the details and documents required.

  • Step 3

    Loan Processing

    SunTrust reviews your submitted documents, and will contact you with any additional questions.

  • Step 4

    Final Decision & Loan Closing

    Review the final approved terms and schedule a convenient time and day to sign the loan documents in a branch.

Important Information About These Products

1 To qualify for this line, $100,000 or more in eligible investable assets held with SunTrust Bank is required as collateral. Client may choose only one eligible SunTrust account as collateral. Collateral must be held in individual name(s) or in the name of an approved trust. Collateral cannot be held in partnerships, corporations or LLCs.

2 Making only the minimum payment due each due date will not reduce your principal balance on this line. Full balance owed is due at maturity.

3 Select Credit Line rates will vary with the market based on the Prime Rate. The Prime Rate means the highest per annum "Prime Rate" of interest published by The Wall Street Journal in its "Money Rates" listings, which was 4.25% on 6/15/17. Standard APRs could range from Prime + 0.50% (currently 4.75% APR) to Prime + 0.95% (currently 5.20% APR) and are based on your credit line amount and creditworthiness. The APR is variable and will change as the index increases or decreases. Borrower must provide a Personal Financial Statement and last two years of K-1s.

4 A 0.25% interest rate reduction off the standard rate is provided if payment is automatically deducted from a SunTrust checking, savings or money market account using a recurring, automatic payment. All loan and line discount offers are subject to change. Relationship pricing and automatic payment discounts are not available on existing consumer loans or lines of credit. Relationship pricing discounts may not be applicable for all products. Consult your banker for details.

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