Earn $200 when opening a new SunTrust Essential Checking account. Then, within the first three full months after opening the account, complete at least $500 in Direct Deposits*, per statement cycle, for two consecutive cycles**.

Offer valid for new personal SunTrust Essential Checking accounts opened with a SunTrust representative or Online from October 1, 2020 through January 4, 2021. Enrollment in the promotion is required at the time of account opening using the Promo Code Q420ESSENTIAL. The reward will be deposited into your new account up to 4 weeks after all qualifications have been verified.

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Security and convenience with Essential Checking.

  • 10% Loyalty Cash Bonus1 with a SunTrust Rewards Credit Card
  • No-Fee Access to over 2,000 SunTrust ATMs2 & 1,200 Branches
  • Debit Card Security Controls3
  • Free IDNotify by Experian4
  • Mobile Banking5 with Mobile Deposit6

Qualify for a $0 Monthly Maintenance Fee by:

  • Making 10 or more client-initiated transactions per statement cycle7 OR
  • Making $500 or more in total qualifying monthly Direct Deposits per statement cycle8 OR
  • Keeping a $500 minimum daily collected balance OR
  • Opening as a student and receive a 5 year Student waiver9
  • Otherwise, the Monthly Maintenance Fee is $7.
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Looking for more benefits? Learn about Advantage Checking.

All of the features of Essential Checking Account, PLUS:

  • 10%, 25%, or 50% Loyalty Cash Bonus depending on relationship balance
  • Up to 3 non-SunTrust ATM Fee Refunds10 per statement cycle
  • Earn Interest11
  • Optional Delta SkyMiles Debit Card12

Qualify for a $0 Monthly Maintenance Fee13 by:

  • Making $3,000 or more in total qualifying monthly Direct Deposits OR
  • Holding $10,000 total combined relationship balances linked across deposits and investments OR
  • Linking personal SunTrust Credit Card, Mortgage, or Loan OR
  • inking Small Business Checking Account
  • Otherwise, the Monthly Maintenance Fee is $20.
Learn about SunTrust Advantage Checking Account