LightStream Loans

Rates as low as
1.99%-14.49%1
APR with AutoPay

You can finance practically anything with a LightStream loan. With rates that vary by loan purpose, it's a paperless online loan that rewards those with good to excellent credit, and it's available only through LightStream, our national online lending division.

You can borrow from $5,000 to $100,000, and LightStream guarantees your best loan experience ever, backed by their $100 guarantee.3

The LightStream loan process is as easy as 1-2-3:

  1. Apply online and get a quick response during business hours.
  2. Once approved, e-sign your loan agreement.
  3. Have the money in your account as soon as today!2

"LightStream is fantastic. I applied for a loan and had an answer within 20 minutes. The money was in my account in less than 20 hours. I can't praise you enough, you people are great. Thanks again!"

- P.S. from Painesville, Ohio

Home Improvement, Pools, Solar, Roof Replacements

Rates as low as
4.99%1
APR
with AutoPay

Auto Purchase and Refinancing

Rates as low as
1.99-3.04 %1
APR with AutoPay

Adoption, IVF and Medical Expenses

Rates as low as
5.99 %1
APR
with AutoPay

Boats, RVs and Aircraft

Rates as low as
2.99 %1
APR
with AutoPay

Timeshares

Rates as low as
5.99 %1
APR
with AutoPay

Almost Anything Else

Rates as low as
5.99 %1
APR
with AutoPay

Disclaimers

1Your APR may differ based on loan purpose, amount, term, and your credit profile. Rate is quoted with AutoPay discount, which is only available when you select AutoPay prior to loan funding. Rates under the invoicing option are 0.50% higher. If your application is approved, your credit profile will determine whether your loan will be unsecured or secured. Subject to credit approval. Conditions and limitations apply. Advertised rates and terms are subject to change without notice.

2You can fund your loan today if today is a banking business day, your application is approved, and you complete the following steps by 2:30 p.m. Eastern Time (11:30 a.m. Pacific Time): (1) review and electronically sign your loan agreement; (2) provide us with your funding preferences and relevant banking information; and (3) complete the final verification process.

3After receiving your loan from us, and within 30 days, if you are not completely satisfied with your experience, please contact us and we will email you a questionnaire so we can improve our services. When we receive your completed questionnaire, we will send you $100. Limited to one $100 payment per funded loan. SunTrust and LightStream employees are not eligible for the Loan Experience Guarantee.

Investment and Insurance Products:

  • Are Not FDIC or any other Government Agency Insured
  • Are Not Bank Guaranteed
  • May Lose Value

© 2016 SunTrust Banks, Inc.

Equal Housing SunTrust Bank is an Equal Housing Lender. Member FDIC.

Equal Housing Equal Housing Lender. SunTrust Mortgage, Inc.

SunTrust, SunTrust Mortgage, SunTrust PortfolioView, SunTrust Robinson Humphrey, SunTrust Premier Program, AMC Pinnacle, AMC Premier, Access 3, Signature Advantage Brokerage, Custom Choice Loan and SunTrust SummitView are federally registered service marks of SunTrust Banks, Inc. All other trademarks are the property of their respective owners.

Services provided by the following affiliates of SunTrust Banks, Inc.: Banking and trust products, including investment advisory products and services, are provided by SunTrust Bank, member FDIC; securities, insurance (including annuities), and other investment products and services are provided by SunTrust Investment Services, Inc.; investment advisory products and services are offered by SunTrust Investment Services, Inc.; mortgage products and services are provided by SunTrust Mortgage, Inc.

SunTrust Mortgage, Inc. - NMLS #2915, 901 Semmes Avenue, Richmond, VA 23224, toll free 1-800-634-7928 CA: licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, IL: Illinois Residential Mortgage Licensee #MB-989, Department of Financial and Professional Regulation, 100 W. Randolph, Suite 900, Chicago, IL 60601, (312) 793-1490, MA: Mortgage Lender license #-ML-2915, NH: licensed by the New Hampshire Banking Department, NJ: Mortgage Banker License - New Jersey Department of Banking and Insurance, and RI: Rhode Island Licensed Lender.

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