Balanced Banking Account

Balanced Banking Accounts feature:

  • No-fee Online Banking with Bill Pay No-fee Online Banking with Bill Pay5
  • No-fee Mobile Banking with Mobile Deposit No-fee Mobile Banking with Mobile Deposit6
  • No-fee access to over 2,000 SunTrust ATMs and 1,300 Branches No-fee access to over 2,000 SunTrust ATMs and 1,300 Branches4

Qualify for the $0 monthly maintenance fee3 by maintaining a $3,000 minimum daily total deposit balance in Balanced Banking and linked checking, savings, money markets, CDs and IRAs. Otherwise, it’s $12 per month.

For more information, please see the Product Brochure and Account Overview Guide.

Read our Product Brochure to learn more

Learn how to take charge of your money.

Read the Account Overview Guide

Read our guide to learn how to better manage money.

DISCLAIMERS

1 Minimum opening deposit is $100. See fee information in the Fee Schedule.

2 In instances where your account becomes overdrawn, you will not be assessed an overdraft fee. Items may be returned for non-sufficient funds (NSF) in the account and the returned item fee will be reduced to $20, instead of the standard $36.

3 Minimum daily total deposit balance: The sum of the combined daily collected balances in the Balanced Banking account and linked personal deposits including checking, savings, money markets, CDs (excluding SunTrust Index Linked CDs [SILCs]) and IRAs (excluding SunTrust Investment Services, Inc. IRAs).

4 No fees for SunTrust ATM use. Fees apply for ATM-printed statements or mini-statements.

5 SunTrust does not charge a fee for the use of SunTrust Online Banking with Bill Pay. However, fees may apply for certain transactions like expedited payments and transfers to non-SunTrust accounts.

Mobile Banking: SunTrust does not charge a fee for the use of SunTrust Mobile Banking. If you do not already have a data plan with your wireless service provider, normal data rates will apply for each device used.

7
Mobile Deposit: SunTrust Mobile Deposit is available with iOS and Android Mobile Apps — only for use in the United States and its territories.

8 As a cardholder, you will not be held responsible for unauthorized transactions if you have used reasonable care in protecting your card from loss or theft; and you promptly reported loss or theft to SunTrust. Does not apply to certain prepaid cards, or corporate cards. Certain conditions and restrictions apply. Please see www.mastercard.us/zero-liability.html for details.

Must have a bank account in the U.S. to use Zelle®. Transactions between enrolled Zelle users typically occur in minutes. If your recipient is not yet enrolled with Zelle, it may take between 1 and 3 business days after they enroll. Transaction limitations apply.

©2017 Mastercard. Mastercard and the Mastercard Brand Marks are registered trademarks of Mastercard International Incorporated.

Add a savings account.

Essential Savings makes it easy to start saving. Plus, avoid fees when you go paperless.

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  • New Accounts

  • Support

  • Wires

       

      For more details about Wire Transfers with SunTrust, call 800.947.3786

       

      SunTrust Incoming wire instructions:

       

      • For Domestic incoming wire use Routing ABA: 061000104
      • For International incoming wire use SWIFT/BIC: SNTRUS3A
      • Beneficiary account number: SunTrust full account number
      • Beneficiary name: The name as it appears on the SunTrust account

      SunTrust Incoming wire instructions are also available by calling 800.947.3786 - option 1