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1: Financial Institution Routing Transit Number – 9 numbers located between two symbols. This number identifies the bank holding your account and check-processing center.

2: Account Number – This is your complete account number (excluding spaces and special characters). If you have more than one account, each account will have a separate number, which may not be in sequence. Your personal SunTrust account number may be up to 13 digits.

3: ACH Routing Transit Number – 9 numbers used to set up automatic debits for payments and payroll direct deposits. This number reflects the electronic processing center for your account and may differ from your Financial Institution Routing Transit Number.

4: Check Number – Each time you write a check, even for an electronic payment by phone, you should use the next available number in sequence and be sure to record the necessary information in your checkbook.


Retired Routing Transit Number Information

In accordance with American Bankers Association guidelines, SunTrust has deactivated certain Routing Transit Numbers that have been acquired through mergers with other financial institutions. As of December 31, 2007, checks with retired Routing Transit Number cannot be processed, and new Routing Transit Information must be used. If your Routing Transit Number has been retired, you will need to reorder checks immediately.

If your Direct Deposit is set up using a retiring Routing Transit Number, the originator should receive a Notification of Change message. This may cause them to ask you for a new Direct Deposit Set Up form. When completing the Set Up form, use our new universal ACH Routing Transit number of 061000104 along with your account number. This universal ACH Routing Transit number will appear on your next check order either directly below or to the right of the SunTrust logo.

Resource Center

  • For more details about Wire Transfers with SunTrust, call 1.800.947.3786 - options 1 & 4

    SunTrust Incoming wire instructions:

    • For Domestic incoming wire use Routing ABA: 061000104
    • For International incoming wire use SWIFT/BIC: SNTRUS3A
    • Beneficiary account number: SunTrust full account number
    • Beneficiary name: The name as it appears on the SunTrust account

    SunTrust Incoming wire instructions are also available by calling 1.800.947.3786 - options 1 & 1