A SunTrust Advantage Checking account can help you
earn more rewards as your balances grow, putting you
one step closer toward achieving your goals.
Minimum Balance$0 to $25,000
Credit Card Loyalty Cash Bonus110%
Delta SkyMiles Debit Card Fee2$95
Credit Card Loyalty Cash Bonus125%
Delta SkyMiles Debit Card Fee2$75(Savings of $20)
Credit Card Loyalty Cash Bonus150%
Delta SkyMiles Debit Card Fee2$25(Savings of $70)
Otherwise, the monthly maintenance fee is $20
For more information, please see the Advantage Checking Product Brochure and Account Overview Guide.
1 Cash Rewards Redemption: After the close of the billing period in which you earn Cash Rewards, if your Card Account is in Good Standing, you may redeem a minimum of $5 for either a statement credit to your card account or an ACH credit to a deposit account. You can earn a Cash Deposit Bonus of 10%, 25%, or 50% if you redeem through an ACH deposit into a SunTrust deposit account. See Program Agreement for details and tier levels as follows:
2 The Delta SkyMiles World Debit Card Annual Fee is charged 45 days after the open date of the card and is based on the Sum of Balances on the last business day of the prior month. “Sum of Balances” includes total deposits in the Signature Advantage or SunTrust Advantage Checking accounts PLUS statement linked SunTrust deposit accounts (checking, savings, money market, or CDs), Trust accounts and IRA or Brokerage accounts introduced through SunTrust Investment Services, Inc. Annual Fee tiers are defined as follows: a) Sum of Balances of less than $25,000 is charged an annual fee of $95 b) Sum of Balances of $25,000 and less than $100,000 is charged an annual fee of $75 and c) Sum of Balances of $100,000 or more is charged an annual fee of $25. Annual fee will be calculated at the end of the month prior to the annual fee being charged. For clients of the SunTrust Premier Program, a reduced fee of $25 will apply. For SunTrust Private Wealth Management Clients & SunTrust Exclusive Checking Account holders, the annual fee will be discounted to $0. For cards opened before July 25, 2015 and not associated with a Signature Advantage account, the annual fee is $95. The reduced annual fee for certain client segments applies regardless of deposit account type. For clients whose relationship segment changes, the annual fee will be adjusted upon the next annual fee billing date.
3 Any maintenance fees will be assessed on the following month’s statement unless at least one of the following criteria is met:
4 Minimum opening deposit is $100. The Interest Tier earned is based on the following ledger balance tiers: Tier 1 – $9,999.99 or less; Tier 2 – $10,000 to $24,999.99; Tier 3 – $25,000 to $49,999.99; Tier 4 – $50,000 to $99,999.99; Tier 5 – $100,000 to $249,999.99; Tier 6 – $250,000 to $499,999.99; Tier 7 – $500,000 to $999,999.99; Tier 8 – $1,000,000 to $1,999,999.99; Tier9 – $2,000,000 or more. For Advantage Checking, the Annual Percentage Yield (APY) is currently 0.01% for Tiers 1–9, and the minimum account balance to obtain APY is $0.01.
Fees may reduce earnings. Please see fee information in the Fee Schedule.
5 Up to four additional Essential Checking accounts are available with no Monthly Maintenance Fee when linked to an Advantage Checking account.
6 Up to three SunTrust fees assessed for transactions done at non-SunTrust ATMs are waived and three ATM surcharge fees will be refunded for Advantage Checking accounts per statement cycle.
7 There are no fees for incoming Domestic and incoming International wires for Advantage Checking accounts. However, Intermediary financial institutions may deduct fees from incoming international wires, reducing the amount of proceeds credited to your account. Fees may vary. For more information about these fees, please contact us at 800.786.8787.
8 Advantage Checking clients are eligible to receive a $25 discount on the annual rental fee of any size Safe Deposit Box. Boxes and box size are subject to availability.
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For more details about Wire Transfers with SunTrust, call 800.947.3786
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SunTrust Incoming wire instructions are also available by calling 800.947.3786 - option 1
Investment and Insurance Products:
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