Controlling Cash Flow

Managing your business finances doesn't have to be challenging.

When you create good practices for business cash flow, you’ll set yourself up for success in other business areas, too. As you understand the patterns of money going in and out of your account, you’ll not only be able to create consistency with payments and payroll, but you’ll be better prepared to take on business growth and other opportunities.

Use this checklist to guide your approach to payments and receipts today:

2018 Small Business Survey

Find out what business owners are saying in our second annual survey.

Controlling Cash Flow Assessment

Answer 6 quick questions to see how you’re doing with the management of your cash flow, the driving force behind any business.

Must-haves for convenient payments & receipts:

  • Check Out our Merchant Services

    With SunTrust Merchant Services you’ll enjoy:
    Widespread Payment Acceptance
    Customer Loyalty and Analytics
    Safer Transaction



  • Enroll Now for Online Payroll Services

    Take a deeper dive to see how simple payroll
    tasks can be with SunTrust Online Payroll.



  • Sign Up for Online Cash Manager

    Manage all your company’s accounts anytime—in real
    time—with help from SunTrust Online Cash Manager.
    Existing Online Cash Manager users call 800.382.3232.
    New clients can reach us at 800.752.2515.



Open a Small Business Account Online.

Find the right account for the way you work.

Take a step toward financial confidence.

Join the onUp Movement today.

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DISCLAIMERS

SunTrust Bank and its affiliates and the directors, officers, employees and agents of SunTrust Bank and its affiliates (collectively, "SunTrust") are not permitted to give legal or tax advice. While SunTrust can assist clients in the areas of estate and financial planning, only an attorney can draft legal documents, provide legal services and give legal advice. Clients of SunTrust should consult with their legal and tax advisors prior to entering into any financial transaction or estate plan. Because it cannot provide legal services or give legal advice, SunTrust's services or advice relating to "estate planning" are limited to (i) financial planning, multigenerational wealth planning, investment strategy, (ii) management of trust assets, investment management and trust administration, and (iii) working with the client’s legal and tax advisors in the implementation of an estate plan.

Small Business Resource Center

  • Four Steps to Prepare for Your Business Transition

    Careful planning can help you achieve a smooth business transition. Here are four steps to take as you begin the process.

  • 5 Ways to Streamline Customer and Vendor Payments

    A number of tools can help business owners with accurate and timely payments among vendors and customers. Use this checklist to help your business process more efficient transactions.

  • Five Simple steps to Automate Collections

    The latest generation of business banking and payments technologies offers forward-thinking businesses the unprecedented ability to collect payments in less time, with less effort and without a great deal of your attention.

  • How to Stop Employee Theft Before It Starts

    Check tampering and billing fraud are the most frequent ways that employees embezzle from small businesses. A fraud prevention strategy using a six-step checklist will build a culture of accountability and reduce the risk of employee fraud.

  • Word of Mouth: Setting up a Thriving Referral Program

    Reaching your top existing customers on a personal level and inspiring them to refer their friends, family and co-workers to your business can give you a competitive advantage over your larger competitors.

  • Contact

  • Support

      24-hour automated assistance
      800.786.8787 (800.SUNTRUST)

       

      Online Cash Manager, PC Banking and Bill Pay
      800.382.3232

       

      TDD (Telephone Device for the Deaf)
      800.854.8965

       

      Report Checking Account Fraud
      800.447.8994 Option 1 - Option 3

       

      Lost or Stolen Card
      800.786.8787 Option 5

       

      Directory Assistance
      800.786.8787 Option 7 - Option 5

       

      International Toll Free
      800.ST.TRAVEL (800.7887.2835)

       

      Please note that Federal Regulation E outlines the rules and procedures for electronic funds transfers (EFTs) for consumers. The protections and deadlines included in Regulation E do not apply to business accounts. Regulation E only establishes rights, liabilities, and responsibilities for consumer transactions on consumer accounts.

  • Mail

       

      Write Us
      Mail your questions, comments, or suggestions to (No deposits or payments accepted at this address):
      SunTrust Bank
      GA-Atlanta-0795
      P.O. Box 4418
      Atlanta, GA 30302-4418

       

      Bank by Mail
      You may mail checking, savings, or money market deposits to (Be sure to include a deposit slip or your name and account number. Do not send currency via U.S. mail):
      SunTrust Bank, Special Handling
      VA-RIC-9292
      P.O. Box 27572
      Richmond, VA 23261-7572

       

      Consumer Loan/Line Payment Addresses Access 3 payment address
      SunTrust Bank
      P. O. Box 791274
      Baltimore MD 21279-1274

       

      All other lines of Credit Payments
      SunTrust Bank
      P. O. Box 79282
      Baltimore MD 21279-0282

       

      Consumer Loan Payments
      SunTrust Bank
      P.O. Box 791144
      Baltimore, MD 21279-1144

       

  • Wires

       

      For more details about Wire Transfers with SunTrust, call 800.947.3786

       

      SunTrust Incoming wire instructions:

       

      • For Domestic incoming wire use Routing ABA: 061000104
      • For International incoming wire use SWIFT/BIC: SNTRUS3A
      • Beneficiary account number: SunTrust full account number
      • Beneficiary name: The name as it appears on the SunTrust account

      SunTrust Incoming wire instructions are also available by calling 800.947.3786 - option 1