For businesses with higher transaction volumes and more complex cash management needs, a SunTrust Business Advantage Plus Checking account includes up to two additional business checking accounts, plus other benefits.
Plus, avoiding the $25 monthly maintenance fee is simple:
* Certification Regarding Beneficial Owner(s) and Controlling Person of Legal Entity Customers Form can be downloaded Link opens a new window and completed prior to going to local branch to for account opening. A photocopy of Driver’s License or Passport is required for any Beneficial Owners not present for account opening.
1 The two additional SunTrust Business Advantage Plus Checking accounts must share the same tax identification number as the main Business Advantage Plus account. All three accounts must be linked.
2 Items include deposits and deposited items, checks, ATM transactions, point-of-sale purchases and ACH debits. Wire transfer services and Commercial and Treasury Management services may also be included. There are fees for exceeding stated limits.
3 There are fees for exceeding stated cash processing limits.
4 Please refer to the Product Fact Sheet for detailed product information. Also, refer to the current Fee Schedule for detailed pricing.
5 Cash Rewards Redemption: After the close of the billing period in which you earn Cash Rewards, if your Business Card Account is in Good Standing, you may redeem a minimum of $5 for either a statement credit to your card account or an ACH credit to a business deposit account. You can earn a Loyalty Cash Bonus of 25% if you redeem through an ACH deposit into a SunTrust Business Advantage Plus Demand Deposit Account (DDA). For example, a 25% Loyalty Cash Bonus on $100 in base Cash Rewards would earn an additional $25, totaling $125 in Cash Rewards earnings.
6 The Advantage Checking personal account is for the business account holder. To waive the monthly maintenance fee on the Advantage Checking account, it must be linked to the Small Business Checking account. Eligible Small Business accounts include Total Business Banking, Select Business Banking, Business Interest Checking, Business Advantage Plus, Simple Business Checking and Primary Business Checking.
Having the chance to win a new piece of business is exciting, regardless of the size or age of your business. But how do you make sure the opportunity is a good fit?
Of the 27 million small businesses in the U.S. today, 80 percent of owners fall into the small business owner category, 15 percent are passionate owners and just five percent are true entrepreneurs. What type of owner are you?
Once small business owners have secured start-up funding and composed a business plan, the next step is building a client base. Getting the first client is critically important, because it proves out the business model and presents growth opportunity.
Five easy tips to help save time, reduce your stress and become a more efficient business owner.
Putting your business’s finances on the back burner can mean missed opportunities (or worse). Fortunately, there are resources available to make sure that doesn’t happen.
24-hour automated assistance
Online Cash Manager, PC Banking and Bill Pay
TDD (Telephone Device for the Deaf)
Report Checking Account Fraud
800.447.8994 Option 1 - Option 3
Lost or Stolen Card
800.786.8787 Option 5
800.786.8787 Option 7 - Option 5
International Toll Free
Please note that Federal Regulation E outlines the rules and procedures for electronic funds transfers (EFTs) for consumers. The protections and deadlines included in Regulation E do not apply to business accounts. Regulation E only establishes rights, liabilities, and responsibilities for consumer transactions on consumer accounts.
Mail your questions, comments, or suggestions to (No deposits or payments accepted at this address):
P.O. Box 4418
Atlanta, GA 30302-4418
Bank by Mail
You may mail checking, savings, or money market deposits to (Be sure to include a deposit slip or your name and account number. Do not send currency via U.S. mail):
SunTrust Bank, Special Handling
P.O. Box 27572
Richmond, VA 23261-7572
Consumer Home Equity Line & Access 3 payment address
P. O. Box 791274
Baltimore MD 21279-1274
All other lines of Credit Payments
P. O. Box 79282
Baltimore MD 21279-0282
Consumer Loan Payments
P.O. Box 791144
Baltimore, MD 21279-1144
For more details about Wire Transfers with SunTrust, call 800.947.3786
SunTrust Incoming wire instructions:
SunTrust Incoming wire instructions are also available by calling 800.947.3786 - option 1
Investment and Insurance Products:
Are Not FDIC or any other Government Agency Insured Are Not Bank Guaranteed May Lose Value
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