Online 401k for Small Businesses

Discover a cost-effective way for you and your employees to save for a better future.

You and your employees will have access to a broad selection of low-cost, high-quality investment vehicles, automatic savings options, online tools and more with SunTrust Online 401k for small businesses. You’ll have the benefits of a top-notch 401k plan without the high cost and time-consuming processes. Designed for small businesses with 100 employees or less, it's easy to set up and easy to manage so you’ll have more time to focus on your business, and your employees will be able to access and manage their individual information online at any time. There is a wide range of mutual funds to choose from to ensure that every individual’s comfort-level and career objectives are met. To help you and your employees make an informed investment decision, you’ll have online access to daily-generated research for every mutual fund we offer.

No matter who uses Online 401k to make a plan for the future, guidance and advice is just a phone call away. Talk with our retirement experts by calling 877.665.4650.

Small Business Resource Center

  • A Straightforward Growth Plan Can Jump-Start your Business

    Less than half of small businesses are following the example of the fastest growing businesses by creating growth plans and sharing them broadly for help in reaching their growth goals.

  • Lowering Cost of Capital

    Using leverage, particularly real estate financing, can help lower a business’s cost of capital and fund growth by rebalancing the capital mix.

  • Podcast: Picking the Right Opportunities and Partners

    Having the chance to win a new piece of business is exciting, regardless of the size or age of your business. But how do you make sure the opportunity is a good fit?

  • Podcast: What Type of Small Business Owner Are You?

    Of the 27 million small businesses in the U.S. today, 80 percent of owners fall into the small business owner category, 15 percent are passionate owners and just five percent are true entrepreneurs. What type of owner are you?

  • Podcast: Turning Your First Client Into 10 Prospects

    Once small business owners have secured start-up funding and composed a business plan, the next step is building a client base. Getting the first client is critically important, because it proves out the business model and presents growth opportunity.

  • Contact

  • Support

      24-hour automated assistance
      800.786.8787 (800.SUNTRUST)

       

      Online Cash Manager, PC Banking and Bill Pay
      800.382.3232

       

      TDD (Telephone Device for the Deaf)
      800.854.8965

       

      Report Checking Account Fraud
      800.447.8994 Option 1 - Option 3

       

      Lost or Stolen Card
      800.786.8787 Option 5

       

      Directory Assistance
      800.786.8787 Option 7 - Option 5

       

      International Toll Free
      800.ST.TRAVEL (800.7887.2835)

       

      Please note that Federal Regulation E outlines the rules and procedures for electronic funds transfers (EFTs) for consumers. The protections and deadlines included in Regulation E do not apply to business accounts. Regulation E only establishes rights, liabilities, and responsibilities for consumer transactions on consumer accounts.

  • Mail

       

       

      Write Us
      Mail your questions, comments, or suggestions to (No deposits or payments accepted at this address):
      SunTrust Bank
      GA-Atlanta-0795
      P.O. Box 4418
      Atlanta, GA 30302-4418

       

      Bank by Mail
      You may mail checking, savings, or money market deposits to (Be sure to include a deposit slip or your name and account number. Do not send currency via U.S. mail):
      SunTrust Bank, Special Handling
      VA-RIC-9292
      P.O. Box 27572
      Richmond, VA 23261-7572

       

      Consumer Home Equity Line & Access 3 payment address
      SunTrust Bank
      P. O. Box 791274
      Baltimore MD 21279-1274

       

      All other lines of Credit Payments
      SunTrust Bank
      P. O. Box 79282
      Baltimore MD 21279-0282

       

      Consumer Loan Payments
      SunTrust Bank
      P.O. Box 791144
      Baltimore, MD 21279-1144

       

       

  • Wires

       

      For more details about Wire Transfers with SunTrust, call 800.947.3786

       

      SunTrust Incoming wire instructions:

       

      • For Domestic incoming wire use Routing ABA: 061000104
      • For International incoming wire use SWIFT/BIC: SNTRUS3A
      • Beneficiary account number: SunTrust full account number
      • Beneficiary name: The name as it appears on the SunTrust account

      SunTrust Incoming wire instructions are also available by calling 800.947.3786 - option 1