scam protection, protection from scams, scams


If an offer sounds too good to be true it probably is. A scam is an attempt to intentionally mislead someone with the goal of financial gain. There are many different types of scams, including deceptive lotteries, fraudulent employment opportunities and high-profit/no-risk offers.

Unfortunately the schemes are always evolving and victims can be easily fooled by seemingly legitimate Web sites, communications, documents and checks. The best scam protection: stay informed and be skeptical of unsolicited offers.

Tips to avoid being scammed

  • Never share account numbers, debit or credit card numbers, Social Security numbers or any other sensitive information with strangers who contact you unsolicited via phone, text or e-mail.
  • Research the companies that solicit your business. Use resources such as the Better Business Bureau. If you can’t find any company information during your research, consider this a red flag and avoid doing business with them.
  • Avoid high-pressure situations or deadlines. If someone urges you to act quickly or advises you not to tell anyone else, you should be cautious about dealing with this person.
  • If a potential employer, unconfirmed business solicitor or potential buyer asks you to wire them money—don’t do it! It’s a scam.
  • Be suspicious of anyone who claims they can generate guaranteed profits quickly.
To speak with a SunTrust fraud resolution specialist call 800.447.8994

How to learn more about scam protection

Protect yourself against other types of fraudulent schemes and popular scams by reviewing the information in our Scams 101 Guide.

How to spot and avoid lottery scams

Common characteristics:

  • Victims are notified by mail.
  • Letters appear to be from reputable firms.
  • Lotteries claim to be from foreign countries.
  • Checks appear authentic.
  • Requests to deposit the check and return a portion in cash.

Protection from scams:

  • Be skeptical of communications about lotteries you didn’t enter.
  • Keep in mind that legitimate lotteries don’t ask winners to pay fees.
  • Never give personal information over the phone or Internet.

How to spot and avoid inheritance scams

Common characteristics:

  • Victims are notified that a relative passed away and left them money.
  • Names of deceased relative may be legitimate.
  • Letters or e-mails look official.
  • Victims are asked to first pay for expenses.
  • Victims ultimately receive no money.
Protection from scams:
  • Review unsolicited mail and e-mail.
  • Don’t give personal information over the phone or Internet.

Investment and Insurance Products:

  • Are Not FDIC or any other Government Agency Insured
  • Are Not Bank Guaranteed
  • May Lose Value

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