SunTrust Signature Advantage Money Management

Our premium banking solution.

With all that you've done to build your finances, now is your opportunity to benefit from a customized suite of solutions. Signature Advantage Money Management begins with our premium checking account1 - featuring exclusive rewards and benefits - and adds a comprehensive money management program, advice and expert financial planning.

Premium Checking Rewards and Benefits
Get customized solutions and rewards with Signature Advantage Money Management, which starts with our premium checking account that includes the use of any ATM, anywhere, for free2, unlimited personalized checks3 and more.

Money Management
Spend, save and manage your finances more easily with one convenient solution. This program automatically invests your cash into an interest-bearing account so your money is working for you all the time. Conveniently organize and monitor your money with one consolidated statement that shows your checking, investment, retirement and loan accounts.

Personalized Financial Planning
Take advantage of expert financial advice that will help you organize, plan and track your progress against your goals with the help of our team of professionals. Plus, you'll enjoy access to SunTrust SummitViewSM, our industry-leading online financial planning platform.

Signature Advantage features:

  • Use any ATM, anywhere, for free2
  • Overdraft and returned item fee waivers
  • Free personalized checks (unlimited)3
  • Free safe deposit box

 

All SunTrust checking accounts include these great features:

To waive the $25 monthly maintenance fee:

Maintain a $25,000
minimum daily
collected balanceOR
Keep
$50,000
in total deposits7OR
$500,000
in total
relationship
balances8

 

For more information please see the Account Overview and Fee Schedule:

Account Overview

Fee Schedule

 

Disclaimers:

1Minimum opening deposit is $100. Signature Advantage checking: The Interest Tier earned is based on the following ledger balance tiers: Tier 1- $9,999.99 or less; Tier 2- $10,000 to $24,999.99; Tier 3- $25,000 to $49,999.99; Tier 4-$50,000 to $99,999.99; Tier 5- $100,000 to $249,999.99; Tier 6- $250,000 to $499,999.99; Tier 7- $500,000 to $999,999.99; Tier 8- $1,000,000 to $1,999,999.99; Tier 9- $2,000,000 or more. For Signature Advantage checking, the Annual Percentage Yield (APY) is currently 0.01% for Tiers 1-9. Signature Advantage Brokerage: The Interest Tier earned is based on the following ledger balance tiers: Tier 1- $9,999.99 or less; Tier 2- $10,000 to $24,999.99; Tier 3- $25,000 to $49,999.99; Tier 4-$50,000 to $99,999.99; Tier 5- $100,000 to $249,999.99; Tier 6- $250,000 to $499,999.99; Tier 7- $500,000 to $999,999.99; Tier 8- $1,000,000 to $1,999,999.99; Tier 9- $2,000,000 or more. For Signature Advantage Brokerage the APYs are as follows: Tier 1- 0.01% APY; Tier 2- 0.03% APY; Tiers 3-9- 0.05% APY. Interest is calculated and compounded daily on the collected balance and credited to your account monthly. To the extent required by law, SunTrust Bank will report interest earned to the Internal Revenue Service. The Annual Percentage Yields are accurate as of 1/14/2015. Fees may reduce your earnings.

2Fees are waived for use of non-SunTrust ATMs and you receive unlimited refunds for ATM fees from other institutions.

3Any personal wallet/duplicate check style or personal deposit tickets included.
Overdraft and returned-item fees waived three per rolling 12 months. Signature Advantage clients are eligible to have the fee waived for a small Safe Deposit Box or receive a $55 discount on the annual rental fee of any larger size safe deposit box.

4SunTrust does not charge a fee for the use of SunTrust Online Banking with Bill Pay. However, fees may apply for certain transactions like expedited payments and transfers to non-SunTrust accounts.

5SunTrust does not charge a fee for the use of SunTrust Mobile Banking or Tablet Banking. If you do not already have a data plan with your wireless service provider, normal data rates will apply. A SunTrust Online Banking account is required to enroll in any of the Mobile and Tablet Banking services.

6SunTrust Mobile Deposit is available for iPhone and Android Mobile Apps and iPad and Android Tablet Apps - only for use in the United States and its territories.

7Total Deposits: The sum of balances in the Signature Advantage Banking account PLUS statement linked SunTrust deposit accounts (savings, checking, money market, or CDs), Trust accounts, IRA or Brokerage accounts introduced through SunTrust Investment Services, Inc. (excludes annuities).

8Total Relationship Balance: The sum of balances in the Signature Advantage Banking account PLUS statement linked SunTrust deposit accounts (savings, checking, money market, or CDs), Trust accounts, IRA or Brokerage accounts introduced through SunTrust Investment Services, Inc. (excludes annuities), SunTrust installment loans and equity lines of credit, including credit card, and SunTrust mortgage.
Investment and Insurance Products: Are Not FDIC or Any Other Government Agency Insured • Are Not Bank Guaranteed • May Lose Value

Services provided by the following affiliates of SunTrust Banks, Inc.: Banking and trust products (including checking accounts) and services and investment advisory products and services are provided by SunTrust Bank. Securities, insurance (including annuities) and other investment products and services (including brokerage accounts) are offered by SunTrust Investment Services, Inc., an SEC-registered investment adviser and broker-dealer, member FINRA, SIPC, and a licensed insurance agency.

SunTrust Bank, Member FDIC. ©2015 SunTrust Banks, Inc. SunTrust is a federally registered service mark of SunTrust Banks, Inc. SunTrust SummitView and How can we help you shine? are registered service marks of SunTrust Banks, Inc.

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