Without a budget, your financial picture is at best muddy. At worst, you might find yourself overspending, racking up credit card debt and feeling confused and anxious about your situation. But a good budget gives you the confidence and a blueprint to live the life you want.
Tax refunds are great, but you might get more bang for your buck if you adjust your withholdings to put more money back in your paychecks. Personal finance blogger Paula Pant shares tax strategies for those with traditional jobs and the self-employed.
Some of the easiest ways to save water often require only a slight change in our daily habits. These seemingly minor shifts, in the bigger picture, can make a lasting impact on the environment in your community and the ecosystem at large.