SBA Loans, SBA Financing, Loan Options

SBA Loans

As a small business owner, you play a vital role in our nation’s economy. You provide jobs for the vast majority of American workers. That’s why SunTrust partners with the U.S. Small Business Administration to provide America’s entrepreneurs the financing they need to start, grow or bolster their businesses.

Backed by the federal government, SBA loans serve businesses that might not otherwise meet conventional loan requirements. Here’s what SBA financing offers you:

  • Flexible loan structure
  • More time to repay
  • Lower down payments

It’s easy to apply for SBA financing at SunTrust, where SBA loan experts can guide you through the simple process.1

Tools for Growing Your Busines

Small Businesses
Find out how the SBA can help you

Business Loans
Explore classic business loans at SunTrust

Business Credit Cards
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Is my business too big to qualify for SBA loans?

Probably not. Businesses up to $15 million in net worth and $5 million in net income are eligible.

How much collateral do I need?

The SBA doesn’t require a specific level of collateral. Even if you’ve already committed your available business and personal assets, you may still qualify for SBA financing.

How long does it take to receive financing?

When you work with an experienced SBA loan specialist—such as a SunTrust SBA specialist—you can move through the process quickly.

Download The SBA Application

What are the maximum SBA loan amounts?

The SBA has recently increased loan limits.

  • For SBA 7(a) Loans, the maximum is now $5 million.
  • For SBA 504 Loans, the maximum is up to $5 million.

Learn about 504 Loans and 7(a) Loans

Disclaimers

1Credit subject to normal criteria .

Securities, Investment and Insurance Products and Services:

  • Are Not FDIC or any other Government Agency Insured
  • Are Not Bank Guaranteed
  • May Lose Value

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