With your SunTrust Credit Card, you'll earn unlimited rewards that don't expire. Choose to redeem for perks such as cash back1, gift cards, merchandise, travel and more via online or mobile banking.
Get a Cash Deposit Bonus of 10%, 25%, or more2 based on your deposit relationship with SunTrust, when you redeem your cash back directly into a SunTrust Checking, Savings or Money Market account. For example, if redeeming $100 of cash back rewards into your SunTrust account with a 25% Cash Deposit Bonus, the total redemption value is $125.
Open a SunTrust Checking Account today >
You can participate in SunTrust Deals, a program that lets you earn cash back when you use your SunTrust credit card to make purchases at your favorite retailers3. SunTrust Deals is separate from the SunTrust Rewards program.
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Lock your credit card instantly if you misplace it or want to put a hold on spending. Then simply unlock it. While locked, we will prevent any new or unauthorized card transactions. Available for primary and secondary Cardholders only.
Free access to your FICO® Score is available in Online Banking. It gets updated each month along with the top two most recent key factors affecting your score. Credit education will also be available to help keep you on track.
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You can add up to nine authorized users to your account. Each one will get a card with a unique number for better purchase tracking. Qualifying purchases on any of the cards will be added to your account.
Opt in, and we’ll link your checking account to your SunTrust credit card account so you’ll be covered in case your available balance ever comes up short.
Learn more about Overdraft Protection or find out how to add Overdraft Protection now.
For greater international payment acceptance, and extra levels of security against card fraud, all of our cards are equipped with EMV chip technology. Designed to help further protect your identity and ensure that you are the authorized user of the card, this technology has proven to make it more difficult to duplicate the card or make purchases without authorization.
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Choose from two card designs to make your card feel more like yours. Enjoy the same great card features and functionality no matter which design you choose. (Not applicable to Secured Credit Card).
Use digital banking to access your accounts on the go.
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Receive transaction alerts and security notifications by text.
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Manage your credit card account, see transaction details, find online statements and pay bills with Online Banking.
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Convenient access to more than 1,300 branches and 2,000 ATMs.
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Questions can pop up beyond banking hours. That’s why we offer around-the-clock US-based SunTrust Consumer Credit Card customer service to address all of your needs.
Call 800.477.9702 to talk with us anytime. If you have a SunTrust World Mastercard® or SunTrust Visa Signature® credit card, call 866.892.4683.
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No matter which credit card you choose, the benefits get better when you pair it with a SunTrust Checking account—think Cash Deposit Bonuses2. There are a variety of checking accounts to choose from. Each one is designed to fit with where you are in your financial journey and help you get to the next level of financial confidence.
Learn More About Checking Accounts >
1 Cash back or statement credit redemption transactions will be initiated within 5 business days, and you'll typically see the credit in Online Banking soon after. Most merchandise redemptions will be shipped within 48 hours from receipt of the order, but please allow 4 to 6 weeks for delivery.
2 Cash Rewards Redemption: After close of the billing period in which the Cash Rewards are earned, if your Card Account is in Good Standing, upon your request, you may redeem your Cash Rewards in U.S. dollars for cash back with a minimum of $5 and any greater amount (not to exceed the total Cash Rewards earned, but not yet redeemed, on your Card Account at time of redemption). You may redeem your Cash Rewards for cash back through (1) a statement credit to your Card Account or (2) an ACH credit into the deposit account that you designate. Cash Rewards earned on Card Accounts that are redeemed through an ACH deposit into a SunTrust checking, savings, or money market account (excludes Secured Savings Account) will receive a Cash Deposit Bonus of 10%, 25%, 50%, or 75% on redemption, depending on your deposit relationship with SunTrust, as of the last day of the month preceding redemption, or if you redeem in the first few days of the month, the last day of two months’ prior to redemption (see Program Agreement), as follows:
3 SunTrust Deals is a separate reward option for debit and credit card clients and is not connected to the existing SunTrust Credit Card Rewards Program or the Delta SkyMiles Debit Card Program. Cash Back earned through SunTrust Deals is not eligible for credit card Cash Deposit Bonuses. Clients must be enrolled in Online Banking or Mobile Banking to participate in SunTrust Deals and have either an eligible SunTrust debit or credit card. Earned cash back will be automatically credited to the client’s preferred checking account or as a statement credit to their SunTrust credit card. For more information, please read the program Terms and Conditions.
4 Cards of Authorized Users will continue to be active and use will not be interrupted, even when Primary or Secondary cards are locked. Payments are still required, and credits and adjustments will continue when your card is locked. Setting a lock will not prevent an expiring card from being reissued. Automatic or recurring transactions will continue to post (like a utility bill or gym membership, for example). Balance Transfers and Convenience Check transactions may continue while the card is locked.
5 Additional terms and conditions apply, which SunTrust will provide to you when you become an enrolled program member. See the Mastercard Benefits Guide you will receive with your new card when you become a cardholder.
6 Zero Liability protects you from unauthorized purchases if your card is lost or stolen. The protection includes PIN-based transactions at the POS and ATM, and online or mobile transactions.
7 SunTrust Travel Rewards cardholders are eligible to receive one (1) statement credit per account, every five (5) years up to $100, for either the Global Entry or the TSA Precheck application fee. Cardholder must charge the application fee of at least $85 to their SunTrust Travel Rewards Card to be eligible for the statement credit. Cardholders will receive a statement credit for the first program (either Global Entry or TSA Precheck) to which they apply and pay for with their eligible card, regardless of whether they are approved for Global Entry or TSA Precheck. The one (1) statement credit every five (5) years for the application fee charged to the SunTrust Travel Rewards card, account is applied by SunTrust directly to the card account. Please allow 1-2 billing cycles after the qualifying Global Entry or TSA Precheck is charged to the eligible account for the statement credit to be posted to the account.
8 SunTrust does not charge a fee for the use of SunTrust Mobile Banking or Tablet Banking. If you do not already have a data plan with your wireless service provider, normal data rates will apply. A SunTrust Online Banking account is required to enroll in any of the Mobile and Tablet Banking services.
9 SunTrust does not charge a fee for the use of SunTrust Online Banking with Bill Pay. However, fees may apply for certain transactions like expedited payments and transfers to non-SunTrust accounts.
The Mastercard Card is issued by SunTrust Bank, pursuant to a license from MasterCard International.
©2017 Mastercard. Mastercard and the Mastercard Brand Mark are registered trademarks of Mastercard International Incorporated.
FICO is a registered trademark of Fair Isaac Corporation in the United States and other countries.
The SunTrust Weekly Market Monitor provides a view of last week’s market events.
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For more details about Wire Transfers with SunTrust, call 800.947.3786
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SunTrust Incoming wire instructions are also available by calling 800.947.3786 - option 1
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