Easy to earn. Easy to redeem.
Hundreds of rewards options.
With your SunTrust Credit Card, you'll earn unlimited rewards that don't expire. Choose to redeem for perks such as cash back1, gift cards, merchandise, travel and more via online or mobile banking.
Get a Loyalty Cash Bonus of 10%, 25%, or 50%2 based on your deposit relationship with SunTrust, when you redeem your cash back directly into a SunTrust Checking, Savings or Money Market account. For example, if redeeming $100 of cash back rewards into your SunTrust account with a 25% Loyalty Cash Bonus, the total redemption value is $125. Open a SunTrust Checking Account today
Lock your credit card instantly if you misplace it or want to put a hold on spending. Then simply unlock it. While locked, we will prevent any new or unauthorized card transactions. Available for primary and secondary Cardholders only. Not applicable to Business Credit Cards.
You can add up to nine authorized users to your account. Each one will get a card with a unique number for better purchase tracking. Qualifying purchases on any of the cards will be added to your account.
For greater international payment acceptance, and extra levels of security against card fraud, all of our cards are equipped with EMV chip technology. Designed to help further protect your identity and ensure that you are the authorized user of the card, this technology, when used at a chip card reader, has proven to make it more difficult to duplicate the card or make purchases without authorization. Learn More
You can participate in SunTrust Deals, a program that lets you earn cash back when you use your SunTrust credit card to make purchases at your favorite retailers3. SunTrust Deals is separate from the SunTrust Rewards program. Learn More
Free access to your FICO® Score is available in Online Banking. It gets updated each month along with the top two most recent key factors affecting your score. Credit education will also be available to help keep you on track. Available for primary cardholders only. Learn More
Choose from two card designs to make your card feel more like yours. Enjoy the same great card features and functionality no matter which design you choose. (Not applicable to Secured Credit Card).
No matter which credit card you choose, the benefits get better when you pair it with a SunTrust Checking account—think Loyalty Cash Bonuses2. There are a variety of checking accounts to choose from. Each one is designed to fit with where you are in your financial journey and help you get to the next level of financial confidence. Learn More About Checking Accounts
Add your card to Apple Pay®, SunTrust Masterpass™ or Samsung Pay to simplify your checkout when shopping online, in-app or in-store. Learn More
Manage your credit card account, see transaction details, find online statements and pay bills with Online Banking. Learn More
Questions can pop up beyond banking hours. That’s why we offer around-the-clock US-based SunTrust Consumer Credit Card customer service to address all of your needs.
Call 800.477.9702 to talk with us anytime. If you have a SunTrust World Mastercard® or SunTrust Visa Signature® credit card, call 866.892.4683. See FAQs
Shopping. Travel. Convenience. Protection. Take advantage of all the benefits and support that only come from Mastercard®.
Subject to credit approval, eligibility and credit qualifications.
1 Cash back or statement credit redemption transactions will be initiated within 5 business days, and you'll typically see the credit in Online Banking soon after. Most merchandise redemptions will be shipped within 48 hours from receipt of the order, but please allow 4 to 6 weeks for delivery.
2 Cash Rewards Redemption: After the close of the billing period in which you earn Cash Rewards, if your Card Account is in Good Standing, you may redeem a minimum of $5 for either a statement credit to your card account or an ACH credit to a deposit account. You can earn a Loyalty Cash Bonus of 10%, 25%, or 50% if you redeem through an ACH deposit into a SunTrust deposit account. See Program Agreement for details and tier levels as follows:
For example, a 10% Loyalty Cash Bonus on $100 in base Cash Rewards would earn an additional $10, totaling $110 in Cash Rewards earnings.
3 SunTrust Deals is a separate reward option for debit and credit card clients and is not connected to the existing SunTrust Credit Card Rewards Program or the Delta SkyMiles Debit Card Program. Cash Back earned through SunTrust Deals is not eligible for credit card Loyalty Cash Bonuses. Clients must be enrolled in Online Banking or Mobile Banking to participate in SunTrust Deals and have either an eligible SunTrust debit or credit card. Earned cash back will be automatically credited to the client’s preferred checking account or as a statement credit to their SunTrust credit card. For more information, please read the program Terms and Conditions.
4 Cards of Authorized Users will continue to be active and use will not be interrupted, even when Primary or Secondary cards are locked. Payments are still required, and credits and adjustments will continue when your card is locked. Setting a lock will not prevent an expiring card from being reissued. Automatic or recurring transactions will continue to post (like a utility bill or gym membership, for example). Balance Transfers and Convenience Check transactions may continue while the card is locked. Not applicable to Business Credit Cards.
5 Additional terms and conditions apply, which SunTrust will provide to you when you become an enrolled program member. See the Mastercard Benefits Guide you will receive with your new card when you become a cardholder.
6 Zero Liability protects you from unauthorized purchases if your card is lost or stolen. The protection includes PIN-based transactions at the POS and ATM, and online or mobile transactions.
7 SunTrust does not charge a fee for the use of SunTrust Mobile Banking. If you do not already have a data plan with your wireless service provider, normal data rates will apply for each device used. A SunTrust Online Banking account is required to enroll in any of the Mobile Banking services.
8 Apple, the Apple logo, iPhone, and iSight are trademarks of Apple Inc., registered in the U.S. and other countries. Apple Pay and Touch ID are trademarks of Apple Inc. © 2018 Samsung Electronics America, Inc. Samsung and Samsung Pay are trademarks or registered trademarks of Samsung Electronics Co., Ltd. Use only in accordance with law.
9 SunTrust does not charge a fee for the use of SunTrust Online Banking with Bill Pay. However, fees may apply for certain transactions like expedited payments and transfers to non-SunTrust accounts.
The Mastercard Card is issued by SunTrust Bank, pursuant to a license from MasterCard International.
©2018 Mastercard. Mastercard and the Mastercard Brand Mark are registered trademarks of Mastercard International Incorporated.
FICO is a registered trademark of Fair Isaac Corporation in the United States and other countries.
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For more details about Wire Transfers with SunTrust, call 800.947.3786
SunTrust Incoming wire instructions:
SunTrust Incoming wire instructions are also available by calling 800.947.3786 - option 1
SunTrust Bank, now Truist Bank, Member FDIC. ©2020 Truist Financial Corporation. SunTrust®, the SunTrust logo, and Truist are service marks of Truist Financial Corporation. All rights reserved.
Equal Housing Lender
Investment and Insurance Products:
Are Not FDIC or any other Government Agency Insured Are Not Bank Guaranteed May Lose Value
All Truist mortgage professionals are registered on the Nationwide Mortgage Licensing System & Registry (NMLS), which promotes uniformity and transparency throughout the residential real estate industry. Search the NMLS Registry.Link opens a new window
Truist, SunTrust®, SunTrust PortfolioView, SunTrust Robinson Humphrey®, SunTrust Premier Program®, AMC Pinnacle®, AMC Premier®, Access 3®, Signature Advantage Brokerage, Custom Choice Loan®, SunTrust SummitView®, LightStream®, GFO Advisory Services®, BB&T®, BB&T Securities®, BB&T Sterling Advisors, Sterling Capital®, BB&T Investments, and BB&T Scott & Stringfellow® are service marks of Truist Financial Corporation. All rights reserved. All other trademarks are the property of their respective owners.
Services provided by the following affiliates of Truist Financial Corporation: Banking products and services, including loans and deposit accounts, are provided by SunTrust Bank and Branch Banking and Trust Company, both now Truist Bank, Member FDIC. Trust and investment management services are provided by SunTrust Bank and Branch Banking and Trust Company, both now Truist Bank, and SunTrust Delaware Trust Company. Securities, brokerage accounts and /or insurance (including annuities) are offered by SunTrust Investment Services, Inc. and BB&T Securities, LLC, P.J. Robb Variable Corp., and Precept Advisory Group, LLC, which are SEC registered broker-dealers, members FINRALink opens a new window, SIPCLink opens a new window, and a licensed insurance agency where applicable. Investment advisory services are offered by SunTrust Advisory Services, Inc., GFO Advisory Services, LLC, BB&T Securities, LLC, Sterling Capital Management, LLC, and BB&T Institutional Investment Advisors, Inc., each SEC registered investment advisers. BB&T Sterling Advisors, BB&T Investments and BB&T Scott & Stringfellow, are divisions of BB&T Securities, LLC. Mutual fund products are advised by Sterling Capital Management, LLC. Mortgage products and services are offered through SunTrust Mortgage, a tradename for SunTrust Bank now Truist Bank.
"SunTrust Advisors" may be officers and/or associated persons of the following affiliates of Truist Financial Corporation: SunTrust Bank now Truist Bank, our commercial bank, which provides banking, trust and asset management services; SunTrust Investment Services, Inc., a registered broker-dealer, which is a member of FINRALink opens a new window and SIPCLink opens a new window, and a licensed insurance agency, and which provides securities, annuities and life insurance products; SunTrust Advisory Services, Inc., a SEC registered investment adviser which provides Investment Advisory services.
SunTrust Private Wealth Management, International Wealth Management, GenSpring, Business Owner Specialty Group, Sports and Entertainment Group, and Legal and Medical Specialty Groups are marketing names used by SunTrust Bank now Truist Bank, SunTrust Investment Services, Inc., and SunTrust Advisory Services, Inc.
SunTrust Robinson Humphrey is the trade name for the corporate and investment banking services of Truist Financial Corporation and its subsidiaries, including SunTrust Robinson Humphrey, Inc., member FINRALink opens a new window and SIPCLink opens a new window.
Thank you for choosing SunTrust now Truist. We welcome the opportunity to serve your financial needs. While SunTrust and BB&T have merged to become Truist, both institutions will continue to offer independent product lines for a period of time. This may include differing underwriting guidelines, product features, terms, fees, and pricing.
Our friendly teammates at your local BB&T branches will be happy to walk you through their products. You can also learn more by contacting them at 1-800-BANK-BBT or BBT.com.