Travel Rewards Credit Card

Go the distance with great rewards from our Travel Rewards Credit Card.

SunTrust travel rewards credit card
  • $250 Statement Credit after you spend $3,000 on qualifying purchases5 in the first three months after account opening2
  • 3% Unlimited Cash Back on travel qualifying purchases6
  • 2% Unlimited Cash Back on dining qualifying purchases7
  • 1% Unlimited Cash Back on all other qualifying purchases—all the time
  • Up to a $100 statement credit every 5 years, as reimbursement for your application fee for Global Entry or TSA Precheck3
  • No foreign transaction fees1
  • $0 Intro Annual fee1 for the first year, $89 thereafter
  • 0.0% intro APR on balance transfers for 15 months after account opening. Competitive variable rate, currently 13.24%–23.24% APR, thereafter1. A Balance Transfer fee of $10 or 3% of the amount of the transfer, whichever is greater, will apply. 

If you take advantage of this introductory offer by making a balance transfer, you will be charged interest on purchases made with your credit card. For example, if you transfer a balance of $1,000 and made $25 in purchases in the same billing cycle, you would have to pay $1,025 by the next statement due date to avoid paying interest on the $25 in purchases.

1 Terms and Conditions

 

Here's what you can expect from our Travel Rewards Credit Card:

Take advantage of all this and more. Apply for the SunTrust Travel Rewards Credit Card today.

Your rewards. Your Way.

Enjoy hundreds of redemption options, including cash back, e-gift cards, travel and more.

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DISCLAIMERS

Subject to credit approval, eligibility and credit qualifications.

2 $250 Statement Credit: You will earn a $250 statement credit after spending $3,000 on net Qualifying Purchases within the first three months after account opening. After qualifying, please allow 1-2 billing cycles for the credit to appear on your statement.

3 SunTrust Travel Rewards cardholders are eligible to receive one (1) statement credit per account, every five (5) years up to $100, for either the Global Entry or the TSA Precheck application fee. Cardholder must charge the application fee of at least $85 to their SunTrust Travel Rewards Card to be eligible for the statement credit. Cardholders will receive a statement credit for the first program (either Global Entry or TSA Precheck) to which they apply and pay for with their eligible card, regardless of whether they are approved for Global Entry or TSA Precheck.

The one (1) statement credit every five (5) years for the application fee charged to the SunTrust Travel Rewards card account, is applied by SunTrust directly to the card account. Please allow 1-2 billing cycles after the qualifying Global Entry or TSA Precheck is charged to the eligible account for the statement credit to be posted to the account.

4 Cash Rewards Redemption: After the close of the billing period in which you earn Cash Rewards, if your Card Account is in Good Standing, you may redeem a minimum of $5 for either a statement credit to your card account or an ACH credit to a deposit account. You can earn a Loyalty Cash Bonus of 10%, 25%, or 50% if you redeem through an ACH deposit into a SunTrust deposit account. See Program Agreement for details and tier levels as follows:

  • Clients who redeem Cash Rewards through an ACH deposit into any SunTrust checking, savings or money market account will receive a 10% Loyalty Cash Bonus.
  • Clients with a SunTrust Advantage Checking, Signature Advantage Checking, or Exclusive Checking account and meeting one of the following Combined Consumer Deposits and Investment Balances will earn a Loyalty Cash Bonus of:
    • 25% Loyalty Cash Bonus if balances total between $25,000 and $100,000,
    • 50% Loyalty Cash Bonus if balances total greater than $100,000.
  • SunTrust Premier Program or Private Wealth Management clients will receive a 50% Loyalty Cash Bonus. See suntrust.com/premier for details on advisory service levels.
For example, a 10% Loyalty Cash Bonus on $100 in base Cash Rewards would earn an additional $10, totaling $110 in Cash Rewards earnings.
 

5 Qualifying Purchase(s): Each time “qualifying purchase(s)” is used in this letter, it means new retail purchases on Your Card Account in Good Standing each billing cycle, minus credits/returns/adjustments. The following items are not retail purchases and therefore do not qualify: (1) Payment of existing Card Account balances, (2) Balance Transfers, (3) Cash Advances (via ATM or card originations by any other means), (4) Quasi Cash or Cash-Equivalent Items (e.g., traveler’s checks, gambling chips and any other items that serve as cash or are convertible to cash), (5) Fees/Interest that SunTrust bills, (6) Fraudulent/Unauthorized Transactions, (7) Convenience Checks, (8) Stored Value Cards (e.g., gift cards, prepaid cards, etc.), (9) Wire Transfers, (10) Money Transfers and (11) Overdraft Advances.

6 3% Cash Rewards Benefit (Travel Rewards): You will earn an unlimited additional 2% in Cash Rewards (3% Cash Rewards total) at Participating Merchants (travel) on Qualifying Purchases made with the Card.

7 2% Cash Back Benefit (Dining Rewards):  You will earn an unlimited additional 1% in Cash Rewards (2% Cash Rewards total) at Participating Merchants (dining) on Qualifying Purchases made with the Card.

TSA Precheck and Global Entry are registered trademarks of the United States Department of Homeland Security.

The Mastercard® Card is issued by SunTrust Bank, pursuant to a license from Mastercard International.

© 2018 Mastercard. Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Incorporated.

FICO is a registered trademark of Fair Isaac Corporation in the United States and other countries.

Credit Cards Resource Center

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  • Support

      24 Hour Support: 800.477.9702

       

  • Wires

      For more details about Wire Transfers with SunTrust, call 800.947.3786

       

      SunTrust Incoming wire instructions:

       

      • For Domestic incoming wire use Routing ABA: 061000104
      • For International incoming wire use SWIFT/BIC: SNTRUS3A
      • Beneficiary account number: SunTrust full account number
      • Beneficiary name: The name as it appears on the SunTrust account

      SunTrust Incoming wire instructions are also available by calling 800.947.3786 - option 1