Jumbo Mortgage Loan

Jumbo Home Mortgage Financing

The home you’ve always dreamed of may be within reach. SunTrust Mortgage offers a variety of jumbo mortgage loan financing options that might fit your needs.

Advantages of a Key Loan:

  • Provides opportunity to access larger loan amounts at competitive interest rates
  • This program offers fixed or adjustable terms for primary residences and second homes, including condominiums
  • Seller can contribute up to 6%
  • 85% maximum financing for loan amounts up to $1,500,000.
  • 80% maximum financing for loan amounts up to 1.5 million for condominiums.
  • You don't face a penalty for prepaying your Jumbo loan

Jumbo Solution Mortgage

We also offer a Jumbo Solution second mortgage as an alternative to traditional jumbo financing.

Advantages of Jumbo Loan Solution:

  • Maximize your borrowing power by combining a conventional Agency fixed-rate or adjustable-rate1 first mortgage with a Jumbo Solution second mortgage for a total combined financing of up to 85 percent of a primary residence Additional LTV restrictions may apply. Ask loan officer for details.
  • You receive financing for non-conforming loan amounts (more than $484,350) without the higher interest rate that may be associated with traditional jumbo financing
  • There’s a maximum combined loan amount of up to $1,126,525, but varies depending on the first mortgage loan amount

Call 877.907.1043, email us or find a loan officer serving your community to learn more about Jumbo Solutions and Key Loan Mortgages.


1 Adjustable Rate Mortgage (ARM) products have interest rates that may increase after consummation.

Home Mortgages Resource Center