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Current Mortgage Rates and Interest

To view current APR and monthly payment examples, click here.

Call 877.907.1043, email us or find a loan officer serving your community to learn more about Rates and available products.

DISCLAIMERS

Rates and program information are deemed reliable but not guaranteed. Rates on this page are based on the purchase of a single-family, single-unit, detached, primary residence located in Richmond, VA (home of SunTrust Mortgage). Rates also assume a 30 day lock and are subject to change without prior written notice. All rates are subject to length of lock, pricing adjustments for credit score, loan-to-value, property location and additional factors based on loan program. Product parameters may vary due to additional restrictions, including but not limited to program/qualification requirements, actual loan amount and additional limitations/restrictions based on local market conditions.

Agency rates are based on loan amounts of $200,000, credit score of 720 and an LTV of 80%. Jumbo rates are based on a loan amount of $500,000, credit score of 720 and an LTV of 75% with relationship incentive.

FHA rates are based on a loan amount of $200,000, credit score of 660 and an LTV of 96.5%.

VA rates are based on a loan amount of $200,000, credit score of 720 and an LTV of 100%. Clients must meet product eligibility criteria for VA Loans.

Resource Center

  • Navigating the “Hassles” of Home Buying

    People often speak of the hassles of home buying, but in reality: They’re only hassles if you’re unprepared. By getting organized and doing your research, these hassles are just steps.

  • Making Tradeoffs When Home Buying

    When searching for your dream home, be aware of what areas you might need to compromise on—and what factors could lead to expensive repairs that might bust your home buying budget.

  • Ready to Buy a Home? Do This First.

    Buying a new home is one of the most exciting and fulfilling processes in life. But it can also be stressful. To make the process as seamless as possible, make sure all your bases are covered.

  • Home Buying (and Selling) in the Offseason

    Home sales typically increase month-over-month from March until August. But there are some definite pros to buying or selling a home outside of this peak season, starting with less competition.

  • Don’t Let Student Loans Wreck Your Home Buying Dream

    Even with heavy student loans, making the leap from renter to homeowner is possible. Start with these three easy steps.