Life doesn’t always go as planned. Unexpected illnesses, changes at work and other everyday challenges happen to the best of us, making it difficult to keep up with mortgage payments. We offer a variety of options to help you stay in your home through these tough times. And, if staying in your home isn’t an option, we’ll do everything we can to help you avoid foreclosure.
How it Works:
How it Works:
How it Works:
How it Works:
There are several programs and options available to you depending on your specific financial circumstances and which investor owns your mortgage loan. At SunTrust, we seek to inform you of these options and to stay in close communication with you throughout the qualification process. For additional help, please use the following resources for more information on loan modification options.
|Modification Type||Eligibility Criteria|
|First Mortgage Modification||
Additional Loan Resources & Information:
If you truly cannot remain in your home, there are options available to prevent foreclosure.
Deed in Lieu
Hardest Hit Fund
State Sponsored Assistance – The Hardest Hit Fund Program
The following tools and resources are available to assist you with your financial situation:
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For further assistance with these programs, you may reach our representatives at 800.443.1032 Monday through Thursday 8 a.m. to 10 p.m. ET, Friday 8 a.m. to 8 p.m. ET and Saturday 9 a.m. to 3 p.m. ET. Please have your SunTrust mortgage loan number ready when you call.
With a home equity line of credit (HELOC), you can borrow money against the available equity in your home to pay for large expenses. Use this calculator to get an idea of how much credit you could qualify for.
Compare your monthly mortgage payments for a fixed-rate and adjustable-rate mortgage (ARM) loan.
Use this mortgage refinance calculator to compare your existing monthly mortgage payment with a refinanced loan.
See what your monthly mortgage payments might be based on your loan amount, down payment, length of loan and interest rate.
Thinking of making the switch from renter to owner? Compare the cost of buying a home vs renting over time.
Investment and Insurance Products:
Are Not FDIC or any other Government Agency Insured Are Not Bank Guaranteed May Lose Value
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