Life doesn’t always go as planned. Unexpected illnesses, changes at work and other everyday challenges happen to the best of us, making it difficult to keep up with mortgage payments. We offer a variety of options to help you stay in your home through these tough times. And, if staying in your home isn’t an option, we’ll do everything we can to help you avoid foreclosure.
Declining home values are a reality for many homeowners, and it can be difficult to obtain a traditional refinance when you owe more on your home than it’s worth. Fortunately, there are options to pursue refinancing with the help of the government-sponsored Home Affordable Refinance Program (HARP). HARP is designed to help you save on your mortgage payments and improve your overall financial health.
You may qualify for HARP if:
Benefits of HARP:
If you want more information on HARP or need to determine if you are eligible to participate in the HARP program, contact a SunTrust mortgage loan officer, or call 800.330.4684. Monday thru Thursday: 8am to 8pm ET, Friday: 8am to 6pm ET and Saturday: 9am to 1pm ET.
How it Works:
How it Works:
How it Works:
How it Works:
There are several programs and options available to you depending on your specific financial circumstances and which investor owns your mortgage loan. At SunTrust, we seek to inform you of these options and to stay in close communication with you throughout the qualification process. For additional help, please use the following resources for more information on loan modification options.
|Modification Type||Eligibility Criteria|
|First Mortgage Modification||
Additional Loan Resources & Information:
If you truly cannot remain in your home, there are options available to prevent foreclosure.
Deed in Lieu
Hardest Hit Fund
State Sponsored Assistance – The Hardest Hit Fund Program
The following tools and resources are available to assist you with your financial situation:
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For further assistance with these programs, you may reach our representatives at 800.443.1032 Monday through Thursday 8 a.m. to 10 p.m. ET, Friday 8 a.m. to 8 p.m. ET and Saturday 9 a.m. to 3 p.m. ET. Please have your SunTrust mortgage loan number ready when you call.
Buying a new home is one of the most exciting and fulfilling processes in life. But it can also be stressful. To make the process as seamless as possible, make sure all your bases are covered.
Who are today’s first-time homebuyers? Read this infographic from SunTrust to learn who’s buying and how they’re finding homes they can afford.
Whether you’re a first-time home buyer or a long-term owner, here are the common budgeting mistakes to avoid.
It’s important to understand the steps involved in buying a home right from the start. That’s why this guide was created to walk you through the home buying journey from beginning to end.
Home sales typically increase month-over-month from March until August. But there are some definite pros to buying or selling a home outside of this peak season, starting with less competition.
Investment and Insurance Products:
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