Life doesn’t always go as planned. Unexpected illnesses, changes at work and other everyday challenges happen to the best of us, making it difficult to keep up with mortgage payments. We offer a variety of options to help you stay in your home through these tough times. And, if staying in your home isn’t an option, we’ll do everything we can to help you avoid foreclosure.
Declining home values are a reality for many homeowners, and it can be difficult to obtain a traditional refinance when you owe more on your home than it’s worth. Fortunately, there are options to pursue refinancing with the help of the government-sponsored Home Affordable Refinance Program (HARP). HARP is designed to help you save on your mortgage payments and improve your overall financial health.
You may qualify for HARP if:
Benefits of HARP:
If you want more information on HARP or need to determine if you are eligible to participate in the HARP program, contact a SunTrust Mortgage loan officer, or call 800.330.4684. Monday thru Thursday: 8am to 8pm ET, Friday: 8am to 6pm ET and Saturday: 9am to 1pm ET.
How it Works:
How it Works:
How it Works:
How it Works:
There are several programs and options available to you depending on your specific financial circumstances and which investor owns your mortgage loan. At SunTrust Mortgage, we seek to inform you of these options and to stay in close communication with you throughout the qualification process. For additional help, please use the following resources for more information on loan modification options.
|Modification Type||Eligibility Criteria|
|First Mortgage Modification||
Additional Loan Resources & Information:
If you truly cannot remain in your home, there are options available to prevent foreclosure.
Deed in Lieu
Hardest Hit Fund
State Sponsored Assistance – The Hardest Hit Fund Program
The following tools and resources are available to assist you with your financial situation:
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For further assistance with these programs, you may reach our representatives at 800.443.1032 Monday through Thursday 8 a.m. to 10 p.m. ET, Friday 8 a.m. to 8 p.m. ET and Saturday 9 a.m. to 3 p.m. ET. Please have your SunTrust Mortgage loan number ready when you call.
Use this mortgage refinance calculator to compare your existing monthly mortgage payment with a refinanced loan.
Taking stock of your big-picture financial goals can help you evaluate all the factors when thinking about refinancing.
Good news: It’s possible to buy a home even if you aren’t debt free.
Buying a new home is one of the most exciting and fulfilling processes in life. But it can also be stressful. To make the process as seamless as possible, make sure all your bases are covered.
Getting pre-approved is one of the best steps you can take to improve your odds of securing the home you want.
Investment and Insurance Products:
Are Not FDIC or any other Government Agency Insured Are Not Bank Guaranteed May Lose Value
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