Life doesn’t always go as planned. Unexpected illnesses, changes at work and other everyday challenges happen to the best of us, making it difficult to keep up with mortgage payments. We offer a variety of options to help you stay in your home through these tough times. And, if staying in your home isn’t an option, we’ll do everything we can to help you avoid foreclosure.
How it Works:
How it Works:
How it Works:
How it Works:
There are several programs and options available to you depending on your specific financial circumstances and which investor owns your mortgage loan. At SunTrust, we seek to inform you of these options and to stay in close communication with you throughout the qualification process. For additional help, please use the following resources for more information on loan modification options.
|Modification Type||Eligibility Criteria|
|First Mortgage Modification||
Additional Loan Resources & Information:
If you truly cannot remain in your home, there are options available to prevent foreclosure.
Deed in Lieu
Hardest Hit Fund
State Sponsored Assistance – The Hardest Hit Fund Program
The following tools and resources are available to assist you with your financial situation:
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For further assistance with these programs, you may reach our representatives at 800.443.1032 Monday through Thursday 8 a.m. to 10 p.m. ET, Friday 8 a.m. to 8 p.m. ET and Saturday 9 a.m. to 3 p.m. ET. Please have your SunTrust mortgage loan number ready when you call.
When it comes to the amount of money you need to put down toward a home, there may be more flexibility—and you may have more options—than you think.
Upgrading your home is exciting and can improve the quality of your home life—but is it always worth the price tag?
A Home Equity Line of Credit (HELOC) lets you tap into the equity in your home and borrow against it for things like home improvements or other major expenses.
Learn about the two documents you’ll receive after submitting your mortgage application—and how they can help you understand the true cost of your home loan.
Do you know the difference between a loan or a line of credit that's secured or unsecured? You will.
Investment and Insurance Products:
Are Not FDIC or any other Government Agency Insured Are Not Bank Guaranteed May Lose Value
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Services provided by the following affiliates of SunTrust Banks, Inc.: Banking products and services are provided by SunTrust Bank, Member FDIC. Trust and investment management services are provided by SunTrust Bank, SunTrust Delaware Trust Company. Securities, brokerage accounts and insurance (including annuities) are offered by SunTrust Investment Services, Inc., a SEC registered broker-dealer, member FINRA, SIPC, and a licensed insurance agency. Investment advisory services are offered by SunTrust Advisory Services, Inc., a SEC registered adviser. GFO Advisory Services, LLC is a SEC registered investment adviser that provides investment advisory services to a group of private investment funds and other non-investment advisory services to affiliates. Mortgage products and services are offered through SunTrust Mortgage, a tradename for SunTrust Bank, and loans are made by SunTrust Bank.
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