Quick Guide to Retirement Planning

Before you start planning.

At first blush, planning for retirement might seem a little intimidating. So many questions; so many possibilities; and a long road full of twists and turns between here and there. This guide is designed to help you more easily navigate that road – offering information, insights and resources to help you make more informed retirement planning decisions.

How this quick guide to retirement planning is organized.

No matter where you are in the retirement planning process – from those just getting started to current retirees – we provide calculators, worksheets and clear action steps that can improve your efforts and keep you on track. The guide is divided into four sections, with each section requiring only a few minutes of time to review:


Getting Started

Find out how to set measurable goals and start on the path toward achieving them.


Grow Your Retirement Savings

Explore ways to accelerate your savings and get back on track.


Prepare to Retire

What adjustments are needed as you make a final push to maximize your savings?


Live in Retirement

Discover how decisions you make in the first few years can shape the rest of your retirement.

What questions do you have about retirement?

While there are many common questions such as,

  • How much do I need to save to be comfortable?
  • How long will my savings need to last?
  • What will healthcare cost?
  • When should I start taking Social Security?
  • What asset should I use first for income?

There are no universal answers to even the most common questions. That’s why talking with an advisor can be so important. Call 877.962.9032 and get connected with a SunTrust Investment Services advisor who can answer these and other retirement questions.

Your Social Security benefit can vary greatly depending on the age at which you begin receiving benefits, your pre-retirement income, and possibly other sources of income you have in retirement. Use this calculator to help estimate how much you (and your spouse) can expect.


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Investing & Retirement Resource Center

  • Will Caring for Aging Parents Threaten Your Retirement?

    The financial obligations associated with caring for an aging parent can often coincide with other priorities. Of course you want to help out when possible; just don’t jeopardize your own future.

  • A Fresh Perspective on Retirement Income

    Faced with the potential to live 30+ years in retirement, the traditional approach to retirement income may no longer make sense.

  • Big Life Change? Three Retirement Rules of Thumb to Follow

    Big life changes can dramatically change how much money you’re able to save each month. Keep in mind these rules of thumb when life shakes things up.

  • Staying on Track with Your Retirement Investments

    Investing for your retirement over the long term takes a little knowledge and discipline. Though there can be no guarantee that any investment strategy will be successful—and all investing involves risk—there are ways to help yourself build your retirement cushion.

  • Donor Advised Funds: Family Giving Made Easy

    In 2014, Americans gave more than $358 billion to charity with nearly three-quarters of that amount coming directly from individuals. And while much of these donations come in the form of direct cash gifts, more and more individuals are turning to planned.