Auto Loans & Car Financing

New, used, classic—buy the car you want with confidence.

Your car is an expression of you, so it has to be just right. Whether you're buying, refinancing or looking to turn your lease into a loan, SunTrust has it all. When you have good credit, you can get a simple, low-interest loan from LightStream, our online lending division. The process is fast and effortless—no fees, no hassle and same day funding available3. Get behind the wheel of your dream car today.

New Auto Loan

Drive your new car home with new auto loan rates as low as 2 APR with AutoPay.

Used Auto Loan from a Dealer

Put yourself in the driver’s seat with a used auto loan rate as low as 2 APR with AutoPay.

Auto Refinance

Refinance your auto loan with a rate as low as 2 APR with AutoPay.

Classic Car Loan

Take the wheel with a rate as low as 2 APR with AutoPay on a classic car loan.

Auto Lease Buyout

Buy out your existing car lease with a rate as low as 2 APR with AutoPay.

"This was a pleasant surprise. I had no idea how easy everything would be. They did everything they said they would exactly how they said. It was quick and easy and would definitely suggest this site to anyone interested in auto loan.."

— T.R. from West Monroe, LA

Start moving forward with a SunTrust checking account.

Find the account that's right for you.

Student Loan Savings!

Take 0.50% off your interest rate when you apply for a Custom Choice Loan through 8/31/19.*

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Join the onUp Movement today.

Important Information About These Products

LightStream will offer a rate .10 percentage points lower than the rate offered by a competing lender subject to satisfactory evidence being provided that you were actually approved for a lower rate with another lender for the same loan terms offered by LightStream by no later than 2 p.m. Eastern time one business day prior to loan funding. The Rate Beat program excludes secured or collateralized loan offers from any lender and the competitive offer must be generally available to any customer with a similar credit profile. Terms are subject to change at any time. 

2 Your loan terms, including APR, may differ based on loan purpose, amount, term length, and your credit profile. Rate is quoted with AutoPay discount. AutoPay discount is only available prior to loan funding. Rates without AutoPay are 0.50% higher. Subject to credit approval. Conditions and limitations apply. Advertised rates and terms are subject to change without notice.

* Payment example: Monthly payments for a $10,000 loan at 5.99% APR with a term of 3 years would result in 36 monthly payments of $304.17.

3 You can fund your loan today if today is a banking business day, your application is approved, and you complete the following steps by 2:30 p.m. Eastern time: (1) review and electronically sign your loan agreement; (2) provide us with your funding preferences and relevant banking information; and (3) complete the final verification process.

4 After receiving your loan from us, if you are not completely satisfied with your experience, please contact us. We will email you a questionnaire so we can improve our services. When we receive your completed questionnaire, we will send you $100. Our guarantee expires 30 days after you receive your loan. We reserve the right to change or discontinue our guarantee at any time. Limited to one $100 payment per funded loan. LightStream and SunTrust teammates do not qualify for the Loan Experience Guarantee.

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