Thinking about building a new pool, putting solar panels on the roof, or remodeling the kitchen or bath? When you have good credit, our national online lending division, LightStream, offers unsecured, fixed-rate loans from $5,000 to $100,000. You'll have the cash in your account to pay the contractor when you're ready—as soon as the same day you apply2. Enhance your home and your home's value.
“I wanted to let you know that this loan experience was the most pleasant and hassle-free process I've been through. Thanks for making this a simple, straightforward process.”
—J. J. from Okeechobee, FL
|What can you use this loan for?||Any type of improvement to your home. Such as remodeling your kitchen, adding a pool, or installing solar panels on your roof.|
|Loan Amount||$5,000 to $100,000|
|Interest Rate||As low as 1 APR with AutoPay|
|How to Apply||Complete online process: application to funding|
|Loan Term (months)||24 to 144 months*|
|Access to Funds||Same day funding available2|
|Unsecured vs. Secured||Unsecured. Home is not used as collateral.|
|What can you use this loan for?|
|Any type of improvement to your home. Such as remodeling your kitchen, adding a pool, or installing solar panels on your roof.|
|$5,000 to $100,000|
|As low as 1 APR with AutoPay|
|How to Apply|
|Complete online process: application to funding|
|Loan Term (months)|
|24 to 144 months*|
|Access to Funds|
|Same day funding available2|
|Unsecured vs. Secured|
|Unsecured. Home is not used as collateral.|
You will receive a response shortly (during business hours).
Accept Loan Agreement
Once approved, e-sign your loan agreement and set up your loan for funding.
That's it! Use your loan
Receive your funds as early as today2.
Important Information About These Products
1 Your loan terms, including APR, may differ based on loan purpose, amount, term length, and your credit profile. Rate is quoted with AutoPay discount, which is only available when you select AutoPay prior to loan funding. Rates under the invoicing option are 0.50% higher. If your application is approved, your credit profile will determine whether your loan will be unsecured or secured. Subject to credit approval. Conditions and limitations apply. Advertised rates and terms are subject to change without notice.
* Payment example: Monthly payments for a $10,000 loan at 4.99% APR with a term of three years would result in 36 monthly payments of $299.66.
2 You can fund your loan today if today is a banking business day, your application is approved, and you complete the following steps by 2:30 p.m. Eastern time: (1) review and electronically sign your loan agreement; (2) provide us with your funding preferences and relevant banking information; and (3) complete the final verification process.
3 We are so confident in the competitiveness of our interest rates that we will beat an interest rate (APR) presented by any other lender by .10 percentage points, if the other lender's rate meets the terms and conditions described below:
4 After receiving your loan from us, if you are not completely satisfied with your experience, please contact us. We will email you a questionnaire so we can improve our services. When we receive your completed questionnaire, we will send you $100. Our guarantee expires 30 days after you receive your loan. We reserve the right to change or discontinue our guarantee at any time. Limited to one $100 payment per funded loan. LightStream and SunTrust teammates do not qualify for the Loan Experience Guarantee.
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