SunTrust Marine Loan

Buying a boat should be a breeze

Adventure, relaxation and much-deserved getaways await you with a new boat. We know you’ve been dreaming of owning one. When the time comes to purchase or refinance, let us be there to help make it as simple and as affordable as possible. A SunTrust marine loan offers competitive rates and flexible repayment terms. Plus, SunTrust is a member of the National Marine Lenders Association, and our Marine Loan Specialists have the knowledge and experience to help you navigate the loan process.

  • Competitive interest rates
  • Flexible repayment terms
  • Save with our documenting service1
  • Potential for tax deductible interest2

Apply in 4 easy steps.

  • Apply Online

    Apply in less than 15 minutes.

  • Application Review

    A SunTrust representative will review your application and contact you within 24 business hours for additional information and required documentation needed to evaluate your application.

  • Loan Decision & Processing

    Upon approval, a SunTrust representative will contact you to review loan terms and will request from you any final required documents, such as sales contract & survey.

  • Final Decision & Loan Closing

    You review the final approved loan terms provided by SunTrust and arrange a date to sign the loan documents.

Important Information About These Products

Subject to credit approval, eligibility and credit qualifications.

1 U.S. Coast Guard documentation fees and ship’s mortgage lien recording fees vary based on details of the transaction. Documentation service companies may charge an average of $400–$600 for these services. SunTrust can document your boat and record the lien at no additional service charge.

2 Consult a tax advisor regarding deductibility of interest.

3 Your actual rate may vary based on a number of factors, including loan term. Variable rates available for loan amounts of $100,000 or more. Available rates may change without notice. Property insurance required. Loan approval and final terms are subject to a review of your credit history, income and other factors. Rates effective 06/11/2018.

4 Payment example: Financed loan amount of $75,000 after a down payment of 15% with a 20-year term at a rate of 5.50% Annual Percentage Rate (APR) would result in 240 monthly payments of $515.91.

Loans Resource Center

  • Contact Us

      SunTrust Marine Lending Specialist


      Existing SunTrust Marine Loans


      Northern Virginia Office
      4020 University Drive
      Suite 101
      Fairfax, VA 22030
      Fax: 703.218.3152


      Maryland Office
      147 Old Solomons Island Road
      Suite 501
      Annapolis, MD 21401
      Fax: 410.224.6081

Investment and Insurance Products:

Are Not FDIC or any other Government Agency Insured   Are Not Bank Guaranteed  May Lose Value 

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