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Ready to hit the open road? Start your journey with a RV and Motorhome loan.

Become a weekend warrior or cover the country in your new or used recreational vehicle. When you want to take the comforts of home with you on the road, SunTrust can help with low rates on a loan to finance any variety of motorhome, RV or camping trailer. It’s easy to get started and our experts can help you find the right option for what you need.

  • Loans big and small for motorhomes, RVs and trailers of all sizes
  • Competitive interest rates
  • Secured and unsecured options available
  • Apply online in minutes
  • Vehicle Type
  • Loan Amount
  • Interest Rate
  • Loan Term (months)
  • How to Apply
  • Unsecured vs. Secured
  • Features
  • Conditions
  • Motorhome and RV Loan

    For your higher-dollar RV purchase, a Motorhome and RV Loan is a great solution. With loan amounts up to $1.5 million, longer repayment terms and competitive fixed and variable rates, our options are as flexible as your needs.

    1. Class A Motorhomes
      Class B Conversion Vans
      Class C Motorhomes
  • $54,601 to $1,500,000
  • Fixed rates as low as 4.75%2 APR
    Variable rates as low as 3.75%2 APR

    Check RV/Motorhome Rates >
  • Terms up to 240 months4
  • Apply online or in a branch, or download and print an application form to mail, fax or drop off at one of our two Motorhome Lending office locations
  • Secured by the title to the Motorhome or RV.
  • Potential for tax deductible interest5
  • Available for Class A motorhomes, Class B conversion vans and Class C motorhomes up to 10 years old and used only for recreation. Not available for models used as dwellings. Warranties or sales tax cannot be financed.

    Not offered in Alaska, Hawaii or Vermont.

    Minimum Down Payments

    Vehicle inspections required for loan amounts of $100,000 or more

  • LightStream RV Loan

    If you've got good to excellent credit, an unsecured RV loan from LightStream requires no collateral. Applications are processed online so you can get fast, convenient financing with access to funds as soon as today1.

  • RVs, including towable campers and trailers
  • $5,000 to $100,000
  • As low as 3 APR with AutoPay
  • 24 to 84 months*
  • Complete online process: application to funding
  • Unsecured. Motorhome or RV not used as collateral.
  • No lien holder processes or paperwork
    Get your funds as soon as today1
    No fees
  • Loan proceeds may not be used to refinance any existing loan with LightStream.

Important Information About These Products

1 You can fund your loan today if today is a banking business day, your application is approved, and you complete the following steps by 2:30 p.m. Eastern time: (1) review and electronically sign your loan agreement; (2) provide us with your funding preferences and relevant banking information; and (3) complete the final verification process.

2 Your actual rate may vary based on a number of factors, including loan term. Available rates may change without notice. Property insurance required. Loan approval and final terms are subject to review of your credit history, income and other factors. Rates effective 3/17/2017.

3 The APR listed is for an unsecured boat, RV or aircraft loan between $10,000 and $24,999 with a term between 24 and 36 months, for applicants with excellent credit. Your APR may differ based on loan purpose, amount, term, and your credit profile. Rate is quoted with AutoPay discount, which is only available when you select AutoPay prior to loan funding. Rates under the invoicing option are 0.50% higher. Subject to credit approval. Conditions and limitations apply. Advertised rates and terms are subject to change without notice.

* LightStream Payment example: Monthly payments for a $10,000 loan at 3.24% APR with a term of 3 years would result in 36 monthly payments of $291.87.

4 Payment example: Financed loan amount of $100,000 after a down payment of 15% with a 20-year term at a rate of 4.75% Annual Percentage Rate (APR) would result in 240 monthly payments of $646.22.

5 Consult a tax advisor regarding deductibility of interest

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