Important Information About These Products
1 You can fund your loan today if today is a banking business day, your application is approved, and you complete the following steps by 2:30 p.m. Eastern time: (1) review and electronically sign your loan agreement; (2) provide us with your funding preferences and relevant banking information; and (3) complete the final verification process.
2 Your actual rate may vary based on a number of factors, including loan term. Available rates may change without notice. Property insurance required. Loan approval and final terms are subject to review of your credit history, income and other factors. Rates effective 1/3/2017.
3 The APR listed is for an unsecured boat, RV or aircraft loan between $10,000 and $24,999 with a term between 24 and 36 months, for applicants with excellent credit. Your APR may differ based on loan purpose, amount, term, and your credit profile. Rate is quoted with AutoPay discount, which is only available when you select AutoPay prior to loan funding. Rates under the invoicing option are 0.50% higher. Subject to credit approval. Conditions and limitations apply. Advertised rates and terms are subject to change without notice.
* LightStream Payment example: Monthly payments for a $10,000 loan at 2.99% APR with a term of 3 years would result in 36 monthly payments of $290.77.
Maximum APR for a LightStream loan is 14.49% w/AutoPay.
4 Payment example: Financed loan amount of $75,000 after a down payment of 15% with a 20-year term at a rate of 4.50% Annual Percentage Rate (APR) would result in 240 monthly payments of $474.48.
5 Consult a tax advisor regarding deductibility of interest