Current Mortgage Rates

To view current APR and monthly payment examples, click here.

Call 877.907.1043, email us or find a loan officer serving your community to learn more about Rates and available products.

Disclaimers

Rates and program information are deemed reliable but not guaranteed. Rates on this page are based on the purchase of a single-family, single-unit, detached, primary residence located in Richmond, VA (home of SunTrust Mortgage). Rates also assume a 30 day lock and are subject to change without prior written notice. All rates are subject to length of lock, pricing adjustments for credit score, loan-to-value, property location and additional factors based on loan program. Product parameters may vary due to additional restrictions, including but not limited to program/qualification requirements, actual loan amount and additional limitations/restrictions based on local market conditions.

Agency rates are based on a loan amount of $200,000, credit score of 720 and an LTV of 80%. Jumbo rates are based on a loan amount of $500,000, credit score of 720 and an LTV of 75% with relationship incentive.

FHA rates are based on a loan amount of $200,000, credit score of 660 and an LTV of 96.5%.

VA rates are based on a loan amount of $200,000, credit score of 720 and an LTV of 100%. Clients must meet product eligibility criteria for VA Loans.

 

Education Center

  • Start Your Home Buying Journey Today

    It’s important to understand the steps involved in buying a home right from the start. That’s why this guide was created to walk you through the home buying journey from beginning to end.

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    Find out how to keep on top of your credit score, also known as a FICO score, and how to improve it to ensure your access to credit and better interest rates.

  • Waiting for Loan Approval

    Waiting for a loan approval is tough, especially for first-time homebuyers. SunTrust tells you what you need to know about the approval process to feel better prepared.