Travel and Foreign Currency

Heading overseas? Let SunTrust help you take care of your pre-trip financial checklist and securing multiple forms of payment while you’re abroad.

Begin by securing foreign currency. SunTrust offers more than 70 currencies with competitive exchange rates so your dollars will go further. Here are some key items to keep in mind when ordering currency:

  • Your request must be made in-person, at a local SunTrust branch.
  • Foreign currency exchange is exclusively provided to SunTrust clients with a checking, savings or money market account. When you place the order, you will need to provide your SunTrust account number.
  • There is a $200 minimum foreign currency order amount and a $10 processing fee.
  • It typically takes 2 to 3 business days to receive the order. You will be able to pick it up at the branch where you placed the order.
  • Speak to the branch about their foreign currency buy back policy regarding exchanging foreign funds upon your return.

Financial checklist for overseas travel:

Advantages of using multiple forms of payment include:

Cash is best for the first 24 hours of your trip, or until you can find an ATM.

  • Easily handle immediate expenses, especially if the local ATM isn't working.
  • Stop by your local SunTrust Branch to order your foreign currency. 

Debit and ATM Cards are best for getting cash in local currency.

  • Debit and ATM cards offer the same exchange rate as using a credit card. 
  • Generally the least expensive and most convenient way to get cash in the local currency. 

Use a Credit Card for large purchases like airline tickets, hotel stays, car rental and meals.

  • Purchases usually give you the best rate you can get for currency exchange. 
  • With a credit card you earn travel, cash back, or other rewards for your purchases.


1 Terms and Conditions

2 Must have a bank account in the U.S. to use Zelle®. Transactions between enrolled Zelle users typically occur in minutes. If your recipient is not yet enrolled with Zelle, it may take between 1 and 3 business days after they enroll. Transaction limitations apply.

At this time, SunTrust does not offer the option for clients to receive funds sent from an account with a financial institution that has not partnered with Zelle®.

SunTrust does not charge a fee for the use of SunTrust Mobile Banking. If you do not already have a data plan with your wireless service provider, normal data rates will apply for each device used.

Personal Banking Resource Center

  • New Accounts

  • Support

  • Wires


      For more details about Wire Transfers with SunTrust, call 800.947.3786


      SunTrust Incoming wire instructions:


      • For Domestic incoming wire use Routing ABA: 061000104
      • For International incoming wire use SWIFT/BIC: SNTRUS3A
      • Beneficiary account number: SunTrust full account number
      • Beneficiary name: The name as it appears on the SunTrust account

      SunTrust Incoming wire instructions are also available by calling 800.947.3786 - option 1