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Head off to school in the right direction.

Opening an Essential Checking for Students account can make banking affordable and easy. Stop by a branch and we’ll show you how to get started on your path toward financial confidence.

With student checking you'll save on monthly fees and manage your money on the go with these key features.

Get more digital banking features and banking essentials designed to save you money:

  • Safe and secure digital payments when you choose Apple Pay® and Samsung Pay
  • Know where your student checking account stands with Account Balance Alerts
  • Spend wisely with SunTrust Mastercard® Debit Card with Zero Liability5,6
  • Need cash? Access 2,000 ATMs and 1,300 branches with no fee8
  • Keep on top of bills with no-fee Online Banking with Bill Pay7
  • Be prepared with 25 free checks (or 50% off first check order—any style)

Visit your local SunTrust Branch to open an account today!

For more information about our student checking account, please see the Account Overview Guide, Fee Schedule, and Disclosures.

Fee Schedule
Product Brochure
Account Overview Guide


1 Student Waiver: The Essential Checking Student Waiver provides a checking account with no monthly maintenance fee for up to five years. Any individual is qualified as a student if they are currently attending High School, College/University or Technical/Trade Schools. Proof of active enrollment in a qualifying educational institution is required. The Student Waiver is applied automatically at account opening and based on Account Opening Date. The Student Waiver cannot be applied/added-on to a checking account once it is opened.

2 Mobile Banking: SunTrust does not charge a fee for the use of SunTrust Mobile Banking or Tablet Banking. If you do not already have a data plan with your wireless service provider, normal data rates will apply.

3 Mobile Deposit: SunTrust Mobile Deposit is available for iPhone and Android Mobile Apps and iPad App - only for use in the United States and its territories.

4 No-fee standard Popmoney person-to-person electronic payments (no fee on standard three-day delivery, $3 fee for next day delivery).

5 As a cardholder, you will not be held responsible for unauthorized transactions if you have used reasonable care in protecting your card from loss or theft; and you promptly reported loss or theft to SunTrust. Does not apply to certain prepaid cards, or corporate cards. Certain conditions and restrictions apply. Please see for details.

6 Available on SunTrust Mastercard World Debit Cards. Certain terms, conditions and exclusions apply. See your Mastercard Guide to Benefits for complete details.

7 Online Banking: SunTrust does not charge a fee for the use of SunTrust Online Banking with Bill Pay. However, fees may apply for certain transactions like expedited payments and transfers to non-SunTrust accounts.

8 ATMs: No fees for SunTrust ATM use. Fees apply for ATM-printed statements or mini-statements.

© 2017 Mastercard. Mastercard and the Mastercard Brand Marks are registered trademarks of Mastercard International Incorporated.

Apple Pay® is a trademark of Apple Inc. SunTrust does not charge a fee for the use of Apple Pay® or SunTrust Mobile Banking.
© 2017 Samsung Electronics America, Inc. Samsung and Samsung Pay are trademarks or registered trademarks of Samsung Electronics Co., Ltd. Use only in accordance with law.

Resource Center

  • For more details about Wire Transfers with SunTrust, call 800.947.3786

    SunTrust Incoming wire instructions:

    • For Domestic incoming wire use Routing ABA: 061000104
    • For International incoming wire use SWIFT/BIC: SNTRUS3A
    • Beneficiary account number: SunTrust full account number
    • Beneficiary name: The name as it appears on the SunTrust account

    SunTrust Incoming wire instructions are also available by calling 800.947.3786 - option 1