Essential Checking for Students

Head off to school in the right direction.

Opening an Essential Checking for Students account can make banking affordable and easy. Stop by a branch and we’ll show you how to get started on your path toward financial confidence.

With student checking you'll save on monthly fees and manage your money on the go with these key features.

  • Save while you study Save while you study
    No Monthly Fees for five years1
  • Bank on the Go for Free Bank on the Go for Free
    No-fee Mobile Banking with Mobile Deposit and Mobile Bill Pay2,3
  • Send Money with Zelle<sup>®</sup> Send Money with Zelle®
    Send money typically within minutes for no additional cost4

Get more digital banking features and banking essentials designed to save you money:

  • Safe and secure digital payments when you choose Apple Pay® and Samsung Pay
  • Know where your student checking account stands with Account Balance Alerts
  • Spend wisely with SunTrust Mastercard® Debit Card with Zero Liability5,6
  • Need cash? Access 2,000 ATMs and 1,300 branches with no fee8
  • Keep on top of bills with no-fee Online Banking with Bill Pay7
  • Be prepared with 25 free checks (or 50% off first check order—any style)

Visit your local SunTrust Branch to open an account today!

For more information about our student checking account, please see the Account Overview Guide, Fee Schedule, and Disclosures.

DISCLAIMERS

1 Student Waiver: The Essential Checking Student Waiver provides a checking account with no monthly maintenance fee for up to five years. Any individual is qualified as a student if they are currently attending High School, College/University or Technical/Trade Schools. Proof of active enrollment in a qualifying educational institution is required. The Student Waiver is applied automatically at account opening and based on Account Opening Date. The Student Waiver cannot be applied/added-on to a checking account once it is opened.

2 Mobile Banking: SunTrust does not charge a fee for the use of SunTrust Mobile Banking. If you do not already have a data plan with your wireless service provider, normal data rates will apply for each device used.

3 Mobile Deposit: SunTrust Mobile Deposit is available with iOS and Android Mobile Apps — only for use in the United States and its territories.

4 Must have a bank account in the U.S. to use Zelle®. Transactions between enrolled Zelle users typically occur in minutes. If your recipient is not yet enrolled with Zelle, it may take between 1 and 3 business days after they enroll. Transaction limitations apply.

At this time, SunTrust does not offer the option for clients to receive funds sent from an account with a financial institution that has not partnered with Zelle®.

5 As a cardholder, you will not be held responsible for unauthorized transactions if you have used reasonable care in protecting your card from loss or theft; and you promptly reported loss or theft to SunTrust. Does not apply to certain prepaid cards, or corporate cards. Certain conditions and restrictions apply. Please see www.mastercard.us/zero-liability.html for details.

6 Available on SunTrust Mastercard World Debit Cards. Certain terms, conditions and exclusions apply. See your Mastercard Guide to Benefits for complete details.

7 Online Banking: SunTrust does not charge a fee for the use of SunTrust Online Banking with Bill Pay. However, fees may apply for certain transactions like expedited payments and transfers to non-SunTrust accounts.

8 ATMs: No fees for SunTrust ATM use. Fees apply for ATM-printed statements or mini-statements.

© 2018 Mastercard. Mastercard and the Mastercard Brand Marks are registered trademarks of Mastercard International Incorporated.

Apple Pay® is a trademark of Apple Inc. SunTrust does not charge a fee for the use of Apple Pay® or SunTrust Mobile Banking.

© 2018 Samsung Electronics America, Inc. Samsung and Samsung Pay are trademarks or registered trademarks of Samsung Electronics Co., Ltd. Use only in accordance with law.

Personal Banking Resource Center

  • New Accounts

  • Support

  • Wires

       

      For more details about Wire Transfers with SunTrust, call 800.947.3786

       

      SunTrust Incoming wire instructions:

       

      • For Domestic incoming wire use Routing ABA: 061000104
      • For International incoming wire use SWIFT/BIC: SNTRUS3A
      • Beneficiary account number: SunTrust full account number
      • Beneficiary name: The name as it appears on the SunTrust account

      SunTrust Incoming wire instructions are also available by calling 800.947.3786 - option 1

       

Investment and Insurance Products:

Are Not FDIC or any other Government Agency Insured   Are Not Bank Guaranteed  May Lose Value 

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Services provided by the following affiliates of SunTrust Banks, Inc.: Banking products and services are provided by SunTrust Bank, Member FDIC. Trust and investment management services are provided by SunTrust Bank, SunTrust Delaware Trust Company and SunTrust Banks Trust Company (Cayman) Limited. Securities, brokerage accounts and insurance (including annuities) are offered by SunTrust Investment Services, Inc., a SEC registered broker-dealer, member FINRA, SIPC, and a licensed insurance agency. Investment advisory services are offered by SunTrust Advisory Services, Inc., a SEC registered adviser. GFO Advisory Services, LLC is a SEC registered investment adviser that provides investment advisory services to a group of private investment funds and other non-investment advisory services to affiliates. Mortgage products and services are provided by SunTrust Mortgage, Inc.

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SunTrust Bank and its affiliates do not accept fiduciary responsibility for all banking and investment account types offered. Please consult with your SunTrust representative to determine whether SunTrust and its affiliates have agreed to accept fiduciary responsibility for your account(s) and if you have completed the documentation necessary to establish a fiduciary relationship with SunTrust Bank or an affiliate. Additional information regarding account types and important disclosures may be found at www.suntrust.com/investmentinfo.

SunTrust Robinson Humphrey is the trade name for the corporate and investment banking services of SunTrust Banks, Inc. and its subsidiaries, including SunTrust Robinson Humphrey, Inc., member FINRA and SIPC.