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Save yourself a trip to the bank—transfer money anytime, day or night.

Pay and Transfer in Online Banking allows you to transfer money quickly and securely between your SunTrust accounts. Transfer funds between eligible internal or external accounts, send money to friends and family or pay SunTrust bills securely through Online Banking.

If you haven't already, sign up for Online Banking.

Sending and receiving money has never been easier with these three options.

  • Transfer money quickly and securely between your SunTrust accounts
  • Make SunTrust credit card or loan payments
  • Review scheduled and completed transfers
  • Use SunTrust Mobile Banking to transfer money via a mobile device1
  • Transfer money into your SunTrust accounts at no additional cost
  • Transfer money to your accounts at other U.S. financial institutions (fee may apply)2
  • Add and verify eligible external accounts
  • Review scheduled and completed transfers
  • Qualified External Transfer users may use a premium option, Next-Day Transfer (fee may apply)3
  • Send, receive and request money to and from others in the U.S. using an email address, mobile phone number or U.S. bank account information
  • Use your existing SunTrust checking, savings or money market account to send or deposit payments
  • Review your scheduled and completed payments and requests
  • Receive funds from others at no charge
  • Transfer money to others within the Popmoney® network in three business days
  • Expedite the transfer to arrive in one business day (fee may apply)4

Pay and Transfer Video

See how quick and easy it is to transfer money between your SunTrust accounts or make payments to your SunTrust credit card or loans with Online Banking. Watch the video to see how it works.


1SunTrust does not charge a fee for the use of SunTrust Mobile Banking. If you do not already have the appropriate plan with your wireless carrier, normal text and/or data rates will apply.

2A transaction fee of $3 may apply when transferring funds from your SunTrust account to an account at another financial institution using External Transfers standard service. Individual daily and monthly transfer limits will apply.

3Next-Day Transfer is a premium service offered to qualified External Transfer subscribers. A transaction fee of $6 may apply when transferring funds next day from your SunTrust account to another financial institution. Daily and monthly transfer limits apply and will be described within the External Transfers service.

4A transaction fee of $3 may apply when transferring funds next day to the account of another individual using Popmoney® service. Daily and monthly transfer limits apply and will be described within the Popmoney® service.

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  • For more details about Wire Transfers with SunTrust, call 1.800.947.3786 – options 1 & 4

    SunTrust incoming wire instructions:
    For domestic incoming wires, use Routing ABA: 061000104
    For international incoming wires, use SWIFT/BIC: SNTRUS3A
    Beneficiary account number: SunTrust full account number
    Beneficiary name: The name as it appears on the SunTrust account

    SunTrust incoming wire instructions are also available by calling 1.800.947.3786 – options 1 & 1