Advantage Money Market Savings

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Take your savings to the next level with an Advantage Money Market Savings account.

From building emergency savings to long-term planning, you’ll be able to confidently achieve your financial goals.

Advantage Money Market Savings account Features:

  • The ability to open an account with as little as $100
  • Limited check writing privileges2
  • Easy access to your money virtually anytime, anywhere
  • Peace of mind knowing that you are FDIC insured up to the maximum allowed by law

How to qualify for a $0 maintenance fee:

  • Set up automatic transfer(s)
    totaling at least
  • $100
  • per statement cycle3
  • OR
  • Maintaining
  • $10,000
  • minimum daily collected balance3

Otherwise, the monthly maintenance fee is $17

For more information, please see the Advantage Money Market Savings Account Overview Guide.

Advantage Money Market Savings Account Overview GuideLink opens a new window

View the details on why an Advantage Money Market Savings account could be right for you.


1 At the Bank's discretion, rates and yields are subject to change without notice after the account is opened. Interest is calculated and compounded daily on the collected balance in your account and credited to your account monthly. Fees may reduce earnings.

Advantage Money Market Savings account interest tier earned is based on the following ledger balance tiers: Tier 1 – $9,999.99 or less; Tier 2 – $10,000 to $24,999.99; Tier 3 – $25,000 to $49,999.99; Tier 4 –$50,000 to $99,999.99; Tier 5 – $100,000 to $249,999.99; Tier 6 – $250,000 to $499,999.99; Tier 7 – $500,000 to $999,999.99; Tier 8 – $1,000,000 to $1,999,999.99; Tier 9 –$2,000,000 or more.

2 Excessive Withdrawal Fee: The excessive withdrawal fee applies, regardless of the balance, to transactions such as debit card transactions, checks, electronic transactions (ACH), automatic payments, bill payments, Overdraft Protection transfers, wire transfers, and deposit funds transfers completed through Online or Mobile Banking.

For Advantage Money Market Savings accounts, an excessive withdrawal fee of $15 is assessed regardless of balance, for each excessive withdrawal if more than six pre-authorized, telephone funds transfers or third party transactions are paid during the statement cycle with a maximum of 6. Applicable fees assessed at the time of the withdrawal. Please see Fee Schedule at for further details.

3 The Monthly Maintenance Fee is waived for the Advantage Money Market Savings account for each statement cycle in which an incoming electronic transfer or electronic deposit totaling at least $100 occurs OR a minimum daily collected balance of $10,000 is maintained. ATM transactions and over-the-counter transactions do not apply. Please see Fee Schedule at for further details.

Withdrawal Transaction Limitations. Savings and money market accounts are governed by federal regulations, which limit the number of certain types of transactions. From your savings or money market accounts, you are limited to six preauthorized, telephone or on-line transfers to your other SunTrust Bank accounts or to third parties. Additionally, this limitation includes checks, drafts, or similar orders you make payable to a third party. The limitation applies per statement cycle for monthly statements or calendar month for quarterly statements. Due to IRS regulations, these transfer options are not available for money market IRAs. In determining when a transfer is made, the bank will use the date the transfer is paid. If you routinely exceed these withdrawal limitations on your savings or money market accounts, the bank may close the account or convert the account to a checking account. The foregoing limitations do not apply to withdrawals made by you or transfers to other accounts, which you have with us when these transfers are made by messenger, in person or through ATMs. The federal regulatory limit applies regardless of account balance.

Earn more rewards by adding an Advantage Checking account.

Add an Advantage Checking account to keep growing your benefits. The more you put into our SunTrust Advantage accounts, the more rewards you’ll get out.


Savings Resource Center

  • New Accounts

  • Support

  • Wires


      For more details about Wire Transfers with SunTrust, call 800.947.3786


      SunTrust Incoming wire instructions:


      • For Domestic incoming wire use Routing ABA: 061000104
      • For International incoming wire use SWIFT/BIC: SNTRUS3A
      • Beneficiary account number: SunTrust full account number
      • Beneficiary name: The name as it appears on the SunTrust account

      SunTrust Incoming wire instructions are also available by calling 800.947.3786 - option 1