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Build and grow your savings with secured rates on CDs.

Save for short- or long-term goals with a competitive and guaranteed interest rate through a SunTrust CD (Certificate of Deposit). With terms ranging from 7 days to 10 years, you can decide the length of time that’s best for meeting your current financial goals. 

  • You can open a CD with a minimum deposit of $2,000
  • The more you save, the more you'll earn - guaranteed interest rates based on your opening account balance
  • Rest easy knowing that your savings are backed by FDIC insurance up to the maximum allowed by law


1 Limited-time offer. Earn a 2.00% Annual Percentage Yield (APY) by opening a new 58-month CD. Offers are non-transferable and may not be combined with any other offers. APY is accurate as of  8/14/17. A 2.00% APY equates to an interest rate of 1.98%. Minimum opening deposit and balance to obtain APY is $2,000. Maximum opening deposit is $250,000 per CD. Not available for public funds. There is a substantial penalty imposed for early withdrawals that may result in reduction of principal if accrued interest is not sufficient to cover the penalty. Fees could reduce earnings on the account.

Rates may vary based on your SunTrust banking relationship.

Special note for clients who purchased a promotional rate "Banker Special" auto renewing CD. Unless you instruct us otherwise, when this CD matures it will automatically renew:
- For the same time period as the original CD term
- At the SunTrust Standard interest rate based on the balance tier and the interest rate in effect for your local area at the time of each renewal, based on your renewal balance.

Please visit your local branch or call us at 1 800 218-5622 for current rates or for more information. Please refer to The Rules and Regulations for Deposit Accounts under the heading of Automatically Renewable Time Deposits for additional details.

Savings Resource Center

  • For more details about Wire Transfers with SunTrust, call 800.947.3786

    SunTrust Incoming wire instructions:

    • For Domestic incoming wire use Routing ABA: 061000104
    • For International incoming wire use SWIFT/BIC: SNTRUS3A
    • Beneficiary account number: SunTrust full account number
    • Beneficiary name: The name as it appears on the SunTrust account

    SunTrust Incoming wire instructions are also available by calling 800.947.3786 - option 1