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Take your first step toward financial confidence.

Get control over your savings and start moving toward financial confidence with Essential Savings, an easy and convenient way to start a savings plan for any budget. Whether you’re building on what you already have, or just starting to set money aside for your personal goals, this account makes saving a little easier.

Essential Savings Account Key Features:

  • No minimum opening deposit required1
  • Enjoy no monthly maintenance fee
  • Avoid the $3 monthly Paper Statement Fee by enrolling in monthly Paperless online statement2
  • Grow your savings balances through auto transfers from your SunTrust checking account
  • Use Balance Alerts to track your savings goals

DISCLAIMERS

1 Account must maintain a minimum balance of $.01 to avoid account closure.

2 Electronic/Online statement provided through Online Banking each statement cycle. Clients must select the option to no longer receive paper account statements through U.S. mail. Online Banking is required to access paperless online statements.

At the Bank's discretion, rates and yields are subject to change without notice after the account is opened. Interest is calculated and compounded daily on the collected balance in your account and credited to your account quarterly. Fees may reduce earnings.

Withdrawal Transaction Limitations. Savings and Money Market Accounts are governed by Federal regulations, which limit the number of certain types of transactions. From your savings accounts, you are limited to six preauthorized, telephone, or on-line transfers to your other SunTrust Bank accounts or to third parties. Additionally, this limitation includes drafts or similar orders you make payable to a third party. The limitation applies per month. In determining when a transfer is made, Bank will use the date the transfer is paid. If you routinely exceed these withdrawal limitations on your Savings, the Bank may close the Account or convert the account to a checking account. The foregoing limitations do not apply to withdrawals made by you or transfers to other Accounts, which you have with us when these transfers are made by messenger, in person or through ATMs. The federal regulatory limit applies regardless of account  balance.

An easier way to bank and save.

Essential Checking helps you easily take control of your finances and avoid monthly fees.

Cash right where you need it.

Move money from account to account more easily with online transfers.

Savings Resource Center

  • For more details about Wire Transfers with SunTrust, call 1.800.947.3786 - options 1 & 4

    SunTrust Incoming wire instructions:

    • For Domestic incoming wire use Routing ABA: 061000104
    • For International incoming wire use SWIFT/BIC: SNTRUS3A
    • Beneficiary account number: SunTrust full account number
    • Beneficiary name: The name as it appears on the SunTrust account


    SunTrust Incoming wire instructions are also available by calling 1.800.947.3786 - options 1 & 1