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Take your first step toward financial confidence.

Get control over your savings and start moving toward financial confidence with Essential Savings, an easy and convenient way to start a savings plan for any budget. Whether you’re building on what you already have, or just starting to set money aside for your personal goals, this account makes saving a little easier.

Essential Savings Account Key Features:

  • No minimum opening deposit required1
  • Enjoy no monthly maintenance fee
  • Avoid the $3 monthly Paper Statement Fee by enrolling in monthly Online Paperless Statements
  • Grow your savings balances through auto transfers from your SunTrust checking account
  • Use Balance Alerts to track your savings goals

DISCLAIMERS

1 Account must maintain a minimum balance of $.01 to remain open.

Transaction Limitations: Federal banking regulations limit you to six pre-authorized, telephone or online transfers to your other SunTrust Bank Accounts or to third parties. The limitation applies per month. If you routinely exceed these limitations, the Bank may close the account or convert it to a checking account. Transaction limitations apply regardless of balance.

An easier way to bank and save.

Essential Checking helps you easily take control of your finances and avoid monthly fees.

Cash right where you need it.

Move money from account to account more easily with online transfers.

Resource Center

  • Who takes the financial reins for aging parents?

    Welcome to the latest generational Catch-22: older parents for whom money matters are a taboo topic, surrounded by their adult children who balk at broaching the topic for fear of appearing to be more concerned about the money than the parent’s well-being

  • Helping your kids manage student loan debt

    In 2016, nearly seven out of every 10 graduating seniors needed to borrow for their educations and are on average saddled with in excess of $37,000 of student debt as they enter the workforce. Not only does this emerging “debt crisis” place an immediate h

  • The New DOL Fiduciary Rule: What it’s all about?

    The new DOL fiduciary rule officially becomes law in April 2017, with full compliance by all advisors and firms mandated on or before January 2018. Find out what does it mean to you.

  • Spending in Retirement: Avoiding excess during the early years

    After a lifetime of saving, it’s only natural to want to splurge a bit and jump into retirement with a healthy joie de vivre. Yet the looming specter of running out of money is very real; one that far too many investors find themselves suddenly and unexpe

  • Spend, Save, Treat Yourself: Budgeting Made Easy

    Download the SunTrust onUp Budget Worksheet and start your journey toward financial confidence today.

  • For more details about Wire Transfers with SunTrust, call 1.800.947.3786 - options 1 & 4

    SunTrust Incoming wire instructions:

    • For Domestic incoming wire use Routing ABA: 061000104
    • For International incoming wire use SWIFT/BIC: SNTRUS3A
    • Beneficiary account number: SunTrust full account number
    • Beneficiary name: The name as it appears on the SunTrust account


    SunTrust Incoming wire instructions are also available by calling 1.800.947.3786 - options 1 & 1