The following definitions apply when these terms are used herein:
Other terms may be defined elsewhere in the Program Terms.
B. Redeeming SunTrust Deals
C. No Relationship to SunTrust Credit Card Rewards
The SunTrust Deals Program is separate and independent from any SunTrust Consumer Credit Card Rewards program in which you are enrolled related to your SunTrust Consumer Credit Card Account. Any cash back earned through SunTrust Deals is not eligible for any deposit bonus or other incentives that may be available when you redeem your SunTrust Consumer Credit Card Rewards. Deals offered through SunTrust Deals are available apart from any rewards you may earn through the SunTrust Rewards® Program for Cash Rewards and Point Rewards when making qualifying purchases with your SunTrust Consumer Credit Card. Deals offered through the SunTrust Deals Program will not accrue in your SunTrust Consumer Credit Card Rewards account and will not be available to redeem on the SunTrust Rewards website at www.suntrust.com/rewards.
The terms, conditions, and agreement for the Consumer Credit Card SunTrust Rewards® Program may be found at: www.suntrust.com/rewards.
D. Additional Terms & Conditions
This Program is offered at our sole discretion, and we have no obligation to continue the Program or to make the Program available to you. We reserve the right to amend, cancel, change, discontinue, or suspend SunTrust Deals, in whole or in part, at any time in our discretion with or without notice to you, and any such action shall be effective as of the time we determine. You agree that any notice or communication we elect to provide you in connection with the Program, including (without limitation) any notice of a change in terms, may be provided to you electronically, either by posting such notice at our website or by transmitting such notice, or a message as to the availability of such notice at our website, to your e-mail address. In any event, it is your responsibility to periodically review the Program Terms at our website in order to make sure that you are aware of the most current Program Terms.
The terms, conditions, and agreements that govern your Account and banking services used in connection with your Account remain in full force and effect, and we may apply and enforce the provisions thereof to and in the context of the Program in our discretion. This specifically includes the SunTrust Rules and Regulations for Deposit Accounts or the SunTrust Consumer Credit Card Agreement, whichever is applicable to your Account. You agree that the Program Terms do not modify or amend in any way the terms of your Account agreements and other banking services agreements with us, and you further agree that the payment and performance of your obligations and responsibilities under your Account agreements and other banking services agreements with us is in no way conditioned upon or subject to the availability of the Program or the performance by us or any third party, including (without limitation) any Participating Merchant, of any responsibilities to you in connection with the Program.
You will be solely responsible for any federal, state, or local taxes resulting from any Deals earned, received, or accepted by you. In the event any Deal is subject to any fulfillment, redemption or other incidental fees or charges (including, without limitation, shipping, courier, fulfillment or certificate fees, expedites, special requests and exceptions, airline related fees, facility charges, segment fees, ticketing, taxes, customs, baggage, security, fuel surcharges, or other governmentally imposed fees, or any fees for additional travel arrangements made in conjunction with any Deal) you will be solely responsible for such fees and charges. The Program is void where prohibited by federal, state, or local law. Deals may not be valid where restricted by federal, state, or local law, and we shall have no liability to you whatsoever in the event any applicable law invalidates any Deal.
Participating Merchants are not affiliated with SunTrust Bank or any of its affiliated companies. By virtue of offering the SunTrust Deals Program, we do not make, and we hereby disclaim, any representation, warranty, or endorsement (including, without limitation, any warranty of MERCHANTABILITY or any warranty of FITNESS FOR A PARTICULAR PURPOSE) with respect to any and all Participating Merchants and any and all of their respective goods and/or services. If you have any claim against or dispute with any Participating Merchant concerning goods or services purchased from the Participating Merchant, you agree to resolve such claim or dispute directly with the Participating Merchant, you agree that we shall have no liability whatsoever arising out of such claim or dispute, and you agree not to involve us in any way in such claim or dispute, unless we are otherwise obligated to resolve the dispute under applicable law or regulation.
You acknowledge that continued participation by you in the Program is within your sole discretion and that you may opt-out of participation in the Program at any time. You agree that we shall have no liability to you for, and you hereby absolutely and unconditionally release and discharge us, our respective officers, directors, shareholders, agents, employees, and affiliates, and their respective officers, directors, agents and employees, from any and all losses, costs, suits, damages, claims, liabilities, and expenses (including, without limitation, reasonable attorneys' fees) arising from or related in any way to (i) the Program, (ii) the performance or non-performance by any Participating Merchant of any of its obligations related to any Deal (including, without limitation, the payment or fulfillment of any Deal), and/or (iii) any goods or services purchased or otherwise obtained by you from such Participating Merchant and/or any act or omission by such Participating Merchant in connection with any transaction between you and such Participating Merchant. In the event you are dissatisfied or aggrieved in any way with respect to the Program, any aspect thereof, our administration thereof, or any incident or transaction in connection therewith, your sole and exclusive remedy as between you and us shall be to opt-out of further participation in the Program.
In connection with the Program, we may provide links from our website to the websites of Participating Merchants or other third parties (any such website, a "Third Party Website"). We do not own, operate, control or maintain Third Party Websites, and any links to such websites are provided strictly for convenience. If you click a link for a Third Party Website, you will be leaving our website and entering the Third Party Website. We (i) do not control nor are we responsible for the content, products and/or services provided by or through any Third Party Website, (ii) do not endorse or guarantee the products, information, or recommendations provided by or through any Third Party Website, and (iii) do not become liable for any failure of the products or services advertised on or provided by or through any Third Party Website by offering the SunTrust Deals Program. The privacy and information-sharing and security policies and procedures of Third Party Websites are separate and distinct from our policies and procedures, and a Third Party Website may not be as secure as our website.
These Program Terms constitute the current, sole and entire agreement between you and us with respect to the Program and your participation therein. Any and all prior agreements with respect to the Program, or any other rewards program that has been replaced by the Program if explicitly stated herein, are superseded by these Program Terms. Any frequently-asked-questions and other informational material regarding the Program that is published at our website (collectively, "FAQs") constitute a part of the Program Terms and are incorporated herein by reference; provided, that in the event of a conflict between such FAQs and the Program Terms set forth herein, the terms set forth herein shall govern and control. These Program Terms shall governed by the laws of the State of Georgia, without regard to its conflicts of law principles. No delay or omission by us in exercising any right or remedy regarding the Program Terms or applicable law shall impair such right or remedy or be construed as a waiver of any such right or remedy. Any single or partial exercise of a right or remedy shall not preclude further exercise of that right or remedy or the exercise of any other right or remedy. No waiver shall be valid unless in writing and signed by our authorized representative. A waiver on any one occasion shall not be construed as a bar or waiver of any rights or remedies on future occasions. You acknowledge and agree that we shall have sole and absolute authority in interpreting and administering the Program and the Program Terms, and any decision we make as to the interpretation or administration of the Program and/or the Program Terms shall be binding on you. If any provision of the Program Terms is found by a court of competent jurisdiction, or arbitrator as the case may be, to be invalid, the parties agree that the court, or arbitrator, shall endeavor to give effect to the parties' intentions as reflected in the provision, and if such a construction is not reasonably possible such provision shall be deemed severed from the Program Terms, and the other provisions of the Program Terms shall remain in full force and effect.
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Services provided by the following affiliates of SunTrust Banks, Inc.: Banking products and services are provided by SunTrust Bank, Member FDIC. Trust and investment management services are provided by SunTrust Bank, SunTrust Delaware Trust Company. Securities, brokerage accounts and insurance (including annuities) are offered by SunTrust Investment Services, Inc., a SEC registered broker-dealer, member FINRA, SIPC, and a licensed insurance agency. Investment advisory services are offered by SunTrust Advisory Services, Inc., a SEC registered adviser. GFO Advisory Services, LLC is a SEC registered investment adviser that provides investment advisory services to a group of private investment funds and other non-investment advisory services to affiliates. Mortgage products and services are offered through SunTrust Mortgage, a tradename for SunTrust Bank, and loans are made by SunTrust Bank.
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