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Everyday CheckingSM
With Everyday Checking, you have access to the convenience you want and the features you need to easily keep track of your everyday finances.

SunTrust Deposit Fee Schedule

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Ways that make banking more convenient

Manage and Monitor

Online Banking - A Fast, convenient way to manage your money. Easily check balances, transfer funds and pay bills on your schedule, anytime, from anywhere. Move money between your SunTrust accounts or other financial institutions and even send money to friends and family electronically. Learn More>>

Mobile Banking1 - If you can access the internet from your mobile device, then you can use SunTrust Mobile Banking1 to access the account information that’s important to you. No matter where you are, you can easily check balances, transfer funds, pay bills, view transactions and more. Learn More>>

Alerts - Whether you’re at home, on vacation or simply on-the-go, alerts can keep you in touch with your money. Select the activities you want to get alerts about and choose how you receive them - email or text message. Learn More>>

Overdraft Protection and Coverage - Protect yourself from the unexpected with overdraft coverage and protection options.

  * Overdraft Protection - allows you to link your checking account to another SunTrust deposit account, credit card or line of credit in order to transfer available funds, if needed, to cover an overdraft. Learn More>>

  * Overdraft Coverage - is a service provided by the bank to approve a transaction, at the banks discretion, when you don’t have sufficient available funds. Learn More>>

Direct Deposit - Sign up to have your paychecks, social security benefits, pension checks and other routine sources of income electronically deposited, saving you time and providing immediate access to your money. Learn More>>

Pay Bills and Make Purchases

Online Banking with Bill Pay - Pay your bills anytime – whether paying a company or a person – or schedule payments and set recurring ones. Learn More>>

SunTrust Check Card - Shop with confidence. Your check card is safer than cash and more accepted than checks. Reap the benefits of great discounts with MasterCard MarketPlace® for SunTrust. Enjoy 3-way protection on eligible purchases. Learn More>>

If the recommended products do not meet your needs, access our comparison chart to review SunTrust checking account products.

Additional Features

Otherwise a $7 monthly maintenance fee will be applied if one of the above requirements is not met.*

$5 monthly fee per account for unlimited purchases on all check cards linked to the account.**

Check safekeeping is a standard feature of this product. Check image statement is available for $1 per month. For additional fee and/or product information, please review the fee schedule.

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*Requires one or more ACH deposit of at least $100 per deposit per statement cycle. Payroll includes salary, Social Security Income, dividends, pensions or other regular monthly income from an employer or third party agency. Transfers from one account to another or deposits made at a banking location or ATM are excluded.

**The check card fee will only apply during the statement cycle when a signature, PIN point of sale, or recurring transaction is initiated. You will not be charged this fee for ATM transactions or if you do not use your check card during the statement cycle for signature, PIN point of sale, or recurring check card transactions.

1SunTrust does not charge a fee for the use of SunTrust Mobile Banking. If you do not already have a data plan with your wireless service provider, normal data rates will apply.

20.25% interest rate reduction off the standard rate of a consumer loan or line of credit if you have an eligible deposit account; an additional 0.25% interest rate reduction if payment is automatically deducted from a SunTrust checking, savings, or money market account using SurePaySM; an additional 0.25% interest rate reduction off the standard rate of a consumer loan or line of credit if you have a qualifying first mortgage from SunTrust Mortgage, Inc. Maximum discount is 0.75%. For the Access 3 Equity Line, these interest rate reductions do not apply to the Fixed Rate/Fixed Term (Option 3) advances, or during the Repayment Period. All loan and line discount offers are subject to change. Offer for new and refinanced eligible consumer loans and lines of credit, as well as for credit line increases. Relationship pricing discounts are not available on existing consumer loans or lines of credit, or on Physician Loans, Marine/RV, and Education Lending products."

SunTrust Bank, Member FDIC. ©2011 SunTrust Banks, Inc. SunTrust and Live Solid. Bank Solid. are federally registered service marks of SunTrust Banks, Inc..
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Securities and Insurance Products and Services:
Are Not FDIC or any other Government Agency Insured Are Not Bank Guaranteed May Lose Value
Services provided by the following affiliates of SunTrust Banks, Inc.: Banking and trust products (including checking accounts) and services are provided by SunTrust Bank, Member FDIC. Securities, insurance (including annuities and certain life insurance products) and other investment services (including Brokerage accounts) are offered by SunTrust Investment Services, Inc., an SEC registered investment adviser and broker-dealer and a member of the FINRA and SIPC. Other insurance products and services offered by SunTrust Insurance Services, Inc., a licensed insurance agency.