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Features and Benefits

Skylight Account vs. Traditional Stored-Value Card

Feature Skylight Debit Card Account Traditional Stored-Value Payroll Card
Account Ownership Employee Employer
Portability Yes No
Fraud/Lost Card Skylight Employer
Individual Account FDIC Insured Yes No
Fees Employee* Employer
Escheatment Skylight Employer
Transactions Online Online/Offline
Statements Yes No
Builds Financial History Yes No
Customer Service Skylight Employer
Transaction Privacy Employee Employer/Employee

*Employer may subsidize employee fees.

With the Skylight Debit Card Account, all transactions require a card swipe and PIN entry, helping minimize disbursement-related fraud losses typically associated with paper checks. And because the Skylight Account is individually owned, your company's funds are not held at risk.

Cardholder liability rests with the employees – including account overdrafts, fraud loss, and lost or stolen cards – and Skylight oversees the escheatment issues.

Employee Benefits For additional information: * Through an agreement with Skylight® Financial, Inc.

Skylight is a federally registered trademark of Skylight Financial, Inc.
Additional Information

Have questions? We're
available to help you.

> Call us at 877.891.5489
to learn more
> Call 800.249.2226 for customer service on
existing accounts

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