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Jules Deas, Physician Loan Specialist Loan Officer


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145 King St. Suite 101

Charleston, SC 29401

404 Johnnie Dodds Blvd.

Mount Pleasant, SC 29464


Jules Deas aims to provide the best service, advice and solutions to all borrowers. Whether you are a physician, dentist or orthodontist seeking the Physician Loan / Doctor Loan, a first-time home buyer or an experienced buyer seeking to purchase a second home or build your dream home, Jules can help. By focusing on the client experience and treating each client as a top priority, Jules and his team, The Feldman-Deas Team, have closed more loans than any other team in SunTrust Mortgage six years in a row (2013-2018). The teammates are perennial recipients of the top awards in the company, including the Best of the Best Award in 2014 (awarded to one individual or team in the mortgage company) and the Platinum Award each of the last 7 years.

Although he enjoys working with all borrowers, over the last several years, Jules has built a reputation in the medical community as a Physician Loan Specialist by serving the financing needs of licensed medical physicians, residents, interns, fellows and graduating medical students. This includes MDs (Medical Doctors) and DOs (Doctors of Osteopathy). Dental Surgeons, Orthodontists and General Dentists in practice are also eligible for the program (degree must be DMD/DDS). The Physician Loan / Doctor Loan Program features a variety of fixed and adjustable-rate mortgages with up to 100% financing and no monthly mortgage insurance payments. As Physician Loan Specialists, the team understands the unique and complex needs of both practicing physicians and physicians in training and has closed in excess of $500 Million in loans for doctors alone. Not a doctor or dentist? Don't worry! In 2016 and 2017, The Feldman-Deas Team originated more VA loans than any other loan officer, more conventional "agency" loans than any other loan officer and more FHA loans than all but two loan officers. The team is also well-versed in more complex Jumbo Financing programs, for homes requiring larger loan amounts.

Jules's office is located in historic downtown Charleston, just minutes from Seabrook, Kiawah, Isle of Palms, Folly Beach and Sullivan's Island, and a quick drive from Edisto and Pawley's Island. For your convenience, Jules also maintains an office in Mount Pleasant and supports bank locations in Bluffton, Hilton Head, West Ashley, James Island and Summerville. But remember, Jules and his team at SunTrust Mortgage can lend in several states; always with the goal of the best customer experience and 24/7 availability. Call today and you'll see the difference. Financing is available on investment properties, condos, luxury homes, foreclosures, beach houses and more!

The Physician Loan / Doctor Loan program is available only in Alabama (AL), Arkansas (AR), Delaware (DE), Florida (FL), Georgia (GA), Maryland (MD), Mississippi (MS), North Carolina (NC), South Carolina (SC), Tennessee (TN), Virginia (VA), Washington, D.C., West Virginia (WV) and the following counties in Pennsylvania: Adams, Chester, Franklin, Lancaster and York.

Other locations may be considered provided the borrower has had a deposit relationship with SunTrust Bank for a minimum of 12 months prior to application, including California (CA), Colorado (CO), Connecticut (CT), Idaho (ID), Illinois (IL), Indiana (IN), Iowa (IA), Kansas (KS), Kentucky (KY), Louisiana (LA), Maine (ME), Massachusetts (MA), Michigan (MI), Minnesota (MN), Missouri (MO), Montana (MT), Nevada (NV), New Hampshire (NH), New Jersey (NJ), New Mexico (NM), New York (NY), North Dakota (ND), Ohio (OH), Oklahoma (OK), Oregon (OR), all remaining counties in Pennsylvania (PA), Rhode Island (RI), South Dakota (SD), Texas (TX), Utah (UT), Vermont (VT), Wisconsin (WI) and Wyoming (WY).

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