Rates not available for the specified zip code
1The SunTrust Equity Line of Credit is subject to standard credit criteria. Advances shall accrue interest at the standard rate(s) and margin(s) as described below and in your Equity Line agreement. Minimum required line amount for the APR listed above is $50,000 with a Combined Loan-To-Value (CLTV) ratio of 70% in GA, TN, AL, NC, SC, VA, MD, DC, and WV and 60% or less in FL, and includes a 0.25% interest rate reduction obtained if payment is automatically deducted from a SunTrust checking, savings or mfoney market account using a recurring, automatic payment. Relationship pricing discounts may not be applicable for all products. Consult your banker for details. These interest rate reductions do not apply to promotional rate advances, Fixed Rate/Fixed Term advances or during the repayment period, and are not available on existing consumer loans or lines of credit. Offer and rates are available for new and refinanced consumer home equity lines, as well as for home equity credit line increases, and are subject to change without notice. Not valid for payment of existing SunTrust obligations. The Prime Rate means the highest per annum “Prime Rate” of interest published from time to time by The Wall Street Journal in its “Money Rates” listings, which was 3.50% on 10/15/16. Standard APRs are variable during the 10-year draw period and the 20-year repayment period, and apply only to the variable rate option; are based on your collateral property location, credit line amount, Combined Loan-To-Value (CLTV) ratio, credit report, and other factors; and can range from Prime + 0.25% (currently 3.75% APR) to Prime + 8.54% (currently 12.04% APR) (during the 20-year repayment period for this option, the APR will continue to be calculated at a varibale rate and your minimum monthly payment will be 1/240th of the total balance at the end of the draw period, plus interest and any applicable fees/charges). The maximum APR is 18% for properties located in FL, GA, TN, AL, SC, VA, MD, DC, AR, WV or MS. The maximum APR is 16% for properties located in NC. Offer available only for owner-occupied, single-family primary residences located in FL, GA, TN, AL, SC, VA, NC, MD, DC, AR, WV or MS. Not valid on second homes, manufactured homes or cooperatives. SunTrust must be in a valid first- or second-lien position. Exclusions and limitations apply. Property insurance is required, and if applicable, flood insurance will be required. Consult your tax advisor regarding the deductibility of interest. There is a $65 annual fee, if and as allowed by applicable law, which is waived for clients with a Signature Advantage account or clients enrolled in Premier Banking.
2Fixed Rate/Fixed Term advances are available for terms of 60 months, 120 months, 180 months, and 240 months. A term of 360 months is available but only for such advances taken at closing and to be disbursed immediately upon expiration of the rescission period. Each must be at least $5,000 per advance, and you may have up to five (5) outstanding advances under this option at any given time. For each advance taken under the Fixed-Rate/Fixed-Term option, there will be a $15 processing fee if and as allowed by applicable law.
Investment and Insurance Products:
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Services provided by the following affiliates of SunTrust Banks, Inc.: Banking and trust products, including investment advisory products and services, are provided by SunTrust Bank, member FDIC. Trust and investment management services are provided by SunTrust Bank, SunTrust Delaware Trust Company and SunTrust Banks Trust Company (Cayman) Limited. Securities, brokerage accounts, insurance (including annuities) and investment advisory products and services are offered by SunTrust Investment Services, Inc., a SEC registered investment adviser and broker-dealer, member FINRA, SIPC, and a licensed insurance agency. Investment advisory services are offered by SunTrust Advisory Services LLC, SunTrust Investment Services, Inc., and GenSpring Family Offices, LLC, each of which is registered as an investment adviser with the U.S. Securities and Exchange Commission. Mortgage products and services are provided by SunTrust Mortgage, Inc.
SunTrust Mortgage, Inc. - NMLS #2915, 901 Semmes Avenue, Richmond, VA 23224, toll free 1-800-634-7928 CA: licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, IL: Illinois Residential Mortgage Licensee #MB-989, Department of Financial and Professional Regulation, 100 W. Randolph, Suite 900, Chicago, IL 60601, 1-888-473-4858, MA: Mortgage Lender license #-ML-2915, NH: licensed by the New Hampshire Banking Department, NJ: Mortgage Banker License - New Jersey Department of Banking and Insurance, and RI: Rhode Island Licensed Lender.
"SunTrust Advisors" may be officers and/or associated persons of the following affiliates of SunTrust Banks, Inc.: SunTrust Bank, our commercial bank, which provides banking, trust and asset management services; SunTrust Investment Services, Inc., a SEC registered investment adviser and broker-dealer, which is a member of FINRA and SIPC, and a licensed insurance agency, and which provides securities, annuities and life insurance products, and other investment services; SunTrust Advisory Services LLC, a SEC registered investment adviser which provides Investment Advisory services.
SunTrust Private Wealth Management, International Wealth Management, Business Owner Specialty Group, Sports and Entertainment Group, and Legal and Medical Specialty Groups are marketing names used by SunTrust Bank, SunTrust Banks Trust Company (Cayman) Limited, SunTrust Delaware Trust Company, SunTrust Investment Services, Inc., and SunTrust Advisory Services LLC.
SunTrust Robinson Humphrey is the trade name for the corporate and investment banking services of SunTrust Banks, Inc. and its subsidiaries, including SunTrust Robinson Humphrey, Inc., member FINRA and SIPC.