Owning a home is part of the American dream. A big living room with tons of natural light. Cookouts with family and friends. The list goes on and on. But if you’re not prepared—financially and mentally—homeownership might not end up as sweet as it sounds. If you’re aware of the key decisions you’ll need to make (and when you’ll need to make them), financial stress won’t stand between you and your new home. This helpful guide will walk you through the home buying journey from beginning to end.