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  • Understanding Your AD&D Coverage

    Maybe you have, or are considering purchasing, AD&D coverage but don't know exactly what it is. Find out if this type of insurance is right for you and your family.

  • An Introduction to Life Insurance

    Under the terms of a life insurance policy, the insurer promises to pay a certain sum to a person you choose (your beneficiary) upon your death, in exchange for your premium payments.

  • How much life insurance do I need?

    Calculate how much life insurance coverage your family may need to cover future expenses.

  • Life insurance needs and life stages

    Life Insurance : Is Now the Time?

    Your need for life insurance changes with the stages of your life, starting with no need when you're young, progressing to greater and greater need as you take on more and more responsibility, and finally beginning to diminish as you grow older.

  • Health Insurance in Retirement

    When you retire you will probably focus more on health care than ever before. Staying healthy is your goal, and this can mean more visits to the doctor for preventive tests and routine checkups.

  • What is my return on a universal life insurance policy?

    Use this calculator to to see what your payout, cash value, and dividends for a universal life insurance policy will be.

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Got kids? You need life insurance. Experts recommend individual term policies worth the equivalent of three to five years salary.