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Small steps today. Big success tomorrow.

Your business is on a unique path – following your vision from start-up to success. As you navigate this journey, your passion and dedication keep you moving forward. SunTrust can help you go even further. Our Small Business Best Practices Guide covers six important areas of financial management for small business owners. Each part of the guide includes a straightforward checklist of best practices. Implementing these steps will give you greater confidence and success as your business grows and changes over time.

Where are you in your journey?
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Starting Your Business
Before starting your business, it's imperative that you create a business plan and a financial plan. Establishing the right financial practices at the outset will form a strong foundation and help you avoid unnecessary expense and hassle down the road.
Controlling Cash Flow
Avoid surprises by staying on top of your business cash flow. Good practices here can lead to positive discussions when you’re working to grow your business in the future.
Increasing Profitability
Even the most experienced business owners should always take the time to evaluate how the business is going. It is likely you'll find something you can change to improve your business.
Growing Your Business
Whether you're ready to grow your business now or in the future, every business owner should prepare for growth and understand financing options.
Protecting Your Assets
Ongoing risk management practices are necessary to protect your business and personal assets. Talk with your CPA, attorney, banker and technology provider to determine which specific steps are right for your business.
Planning for Business Transition
As you think about potential business transition, it's important to have a realistic exit, sale or transition plan well in advance. This will minimize surprises and help you realize the maximum value for your business.
Best Practices for Your Business
Your Business Can Thrive Today and in the Future.

We're here every step of the way to offer banking guidance and advice.

Download Small Business Basics: A Guide to Best Practices PDF

 

 

DISCLAIMERS

SunTrust Bank and its affiliates and the directors, officers, employees and agents of SunTrust Bank and its affiliates (collectively, "SunTrust") are not permitted to give legal or tax advice. While SunTrust can assist clients in the areas of estate and financial planning, only an attorney can draft legal documents, provide legal services and give legal advice. Clients of SunTrust should consult with their legal and tax advisors prior to entering into any financial transaction or estate plan. Because it cannot provide legal services or give legal advice, SunTrust’s services or advice relating to “estate planning” are limited to (i) financial planning, multigenerational wealth planning, investment strategy, (ii) management of trust assets, investment management and trust administration, and (iii) working with the client’s legal and tax advisors in the implementation of an estate plan.

Small Business Resource Center

  • Business Customer Service
    800.752.2515

    24-hour automated assistance
    800.786.8787 (800.SUNTRUST)

    Online Cash Manager, PC Banking and Bill Pay
    800.382.3232

    TDD (Telephone Device for the Deaf)
    800.854.8965

    Report Checking Account Fraud
    800.447.8994 Option 1 –Option 3

    Lost or Stolen Card
    800.786.8787 Option 5

    Directory Assistance
    800.786.8787 Option 7 –Option 5

    International Toll Free
    800.ST.TRAVEL (800.7887.2835)

  • Please note that Federal Regulation E outlines the rules and procedures for electronic funds transfers (EFTs) for consumers. The protections and deadlines included in Regulation E do not apply to business accounts. Regulation E only establishes rights, liabilities, and responsibilities for consumer transactions on consumer accounts.

  • Write Us
    Mail your questions, comments, or suggestions to (No deposits or payments accepted at this address):
    SunTrust Bank
    GA-Atlanta-0795
    P.O. Box 4418
    Atlanta, GA 30302-4418

    Bank by Mail
    You may mail checking, savings, or money market deposits to (Be sure to include a deposit slip or your name and account number. Do not send currency via U.S. mail):
    SunTrust Bank, Special Handling
    VA-RIC-9292
    P.O. Box 27572
    Richmond, VA 23261-7572

    Consumer Loan/Line Payment Addresses Access 3 payment address
    SunTrust Bank
    P. O. Box 791274
    Baltimore MD 21279-1274

    All other lines of Credit Payments
    SunTrust Bank
    P. O. Box 79282
    Baltimore MD 21279-0282

    Consumer Loan Payments
    SunTrust Bank
    P.O. Box 791144
    Baltimore, MD 21279-1144

  • For more details about Wire Transfers with SunTrust, call 800.947.3786

    SunTrust Incoming wire instructions:

    • For Domestic incoming wire use Routing ABA: 061000104
    • For International incoming wire use SWIFT/BIC: SNTRUS3A
    • Beneficiary account number: SunTrust full account number
    • Beneficiary name: The name as it appears on the SunTrust account


    SunTrust Incoming wire instructions are also available by calling 800.947.3786 - option 1