When it comes to entering a new export market, or expanding an existing one, you want to make sure your domestic cash flow and financing go uninterrupted. Through a relationship with the U.S. Small Business Administration (SBA), SunTrust can help you boost your overseas revenue and build your international sales and customer base, without affecting your established operations.
Through the SBA Export Working Capital program and SBA Export Express program, we offer financing that covers a wide range of export-related projects. For three consecutive years, we’ve been named the U.S. Small Business Administration’s Export Lender of the Year. That's how you know that when you partner with SunTrust you can count on expert advice and guidance from our experienced trade finance specialists, along with competitive rates and flexible financing terms that fit your company's needs.
|Description||Designed for export financing and market development or expansion needs of U.S. small businesses. Great funding for international trade shows, real estate and equipment. Expedited application process and response.||Pre- and post-export financing designed to assist U.S. small businesses seeking short-term working capital to fund direct export costs like procurement, inventory, receivables or production of orders.|
|Eligibility||For-profit business, sole proprietorship that meets the SBA's size and industry guidelines, one full year of business operating history. Cannot be used for start-ups or acquisitions.|
|Maximum Loan Amount||$500,000||$5 million (Advance rate of eligible documentary credits, foreign purchase orders and accounts receivable - up to 90%, export-related inventory - up to 75%)|
|SBA Guaranty Fees||0.25% fee for maturities less than 12 months, 2% fee on amounts less than $150,000, 3% fee on amounts greater than $150,000||0.25% SBA fee|
|Maximum SBA Guaranty||90% up to $350,000, 75% up to $500,000||90% up to $5 million|
When you're ready to get started with one of our SBA export loan options, our global trade financing professionals will guide you through the process so that you get the right loan, right when you need it. 1 Call 877.370.5108 to talk with us and learn more about SBA Export Express and Export Working Capital loan programs.
Approved to offer SBA loan products under SBA’s Preferred Lender program.
* Industry guidelines are stated as maximums that qualify:
Any and all owners who own 20% or more of the business are required to unconditionally guarantee. However, anyone with a controlling interest or key role in the business may be required to guarantee.
1 Financing subject to standard credit criteria. Important Note: In all cases, SBA policy requirements supersede SunTrust's credit quality requirements.
Timely customer payments are essential to keep your cash flow healthy and allow you to meet today’s financial obligations. A few simple steps help you speed along your customer payments and keep your business flush with the cash you need to operate.
Every small business is unique, but you may be wondering where you stand in relation to others. Learn how your company’s growth, marketing tactics and tech savvy compare to your peers.
Optimizing your business’s cash flow is more than just monitoring sales; it’s having a full picture of all of your expenses, your investments and your money on hand.
Managing working capital and keeping tabs on cash flow are imperative to business success. Proficiency in the cash flow cycle can help improve business stability.
While the fundamentals of a strong business are important on a credit request, the intangibles are equally as important. Telling your business narrative, professional documentation, and working relationships also play into credit-worthiness.
24-hour automated assistance
Online Cash Manager, PC Banking and Bill Pay
TDD (Telephone Device for the Deaf)
Report Checking Account Fraud
800.447.8994 Option 1 - Option 3
Lost or Stolen Card
800.786.8787 Option 5
800.786.8787 Option 7 - Option 5
International Toll Free
Please note that Federal Regulation E outlines the rules and procedures for electronic funds transfers (EFTs) for consumers. The protections and deadlines included in Regulation E do not apply to business accounts. Regulation E only establishes rights, liabilities, and responsibilities for consumer transactions on consumer accounts.
Mail your questions, comments, or suggestions to (No deposits or payments accepted at this address):
P.O. Box 4418
Atlanta, GA 30302-4418
Bank by Mail
You may mail checking, savings, or money market deposits to (Be sure to include a deposit slip or your name and account number. Do not send currency via U.S. mail):
SunTrust Bank, Special Handling
P.O. Box 27572
Richmond, VA 23261-7572
Consumer Loan/Line Payment Addresses Access 3 payment address
P. O. Box 791274
Baltimore MD 21279-1274
All other lines of Credit Payments
P. O. Box 79282
Baltimore MD 21279-0282
Consumer Loan Payments
P.O. Box 791144
Baltimore, MD 21279-1144
For more details about Wire Transfers with SunTrust, call 800.947.3786
SunTrust Incoming wire instructions:
SunTrust Incoming wire instructions are also available by calling 800.947.3786 - option 1
Investment and Insurance Products:
Are Not FDIC or any other Government Agency Insured Are Not Bank Guaranteed May Lose Value
© 2018 SunTrust Banks, Inc.
Equal Housing Lender. SunTrust Bank - NMLS #93471. Member FDIC.
SunTrust, SunTrust PortfolioView, SunTrust Robinson Humphrey, SunTrust Premier Program, AMC Pinnacle, AMC Premier, Access 3, Signature Advantage Brokerage, Custom Choice Loan and SunTrust SummitView are trademarks of SunTrust Banks, Inc. All rights reserved. All other trademarks are the property of their respective owners.
Services provided by the following affiliates of SunTrust Banks, Inc.: Banking products and services are provided by SunTrust Bank, Member FDIC. Trust and investment management services are provided by SunTrust Bank, SunTrust Delaware Trust Company and SunTrust Banks Trust Company (Cayman) Limited. Securities, brokerage accounts and insurance (including annuities) are offered by SunTrust Investment Services, Inc., a SEC registered broker-dealer, member FINRA, SIPC, and a licensed insurance agency. Investment advisory services are offered by SunTrust Advisory Services, Inc., a SEC registered adviser. GFO Advisory Services, LLC is a SEC registered investment adviser that provides investment advisory services to a group of private investment funds and other non-investment advisory services to affiliates. Mortgage products and services are offered through SunTrust Mortgage, a tradename for SunTrust Bank, and loans are made by SunTrust Bank.
"SunTrust Advisors" may be officers and/or associated persons of the following affiliates of SunTrust Banks, Inc.: SunTrust Bank, our commercial bank, which provides banking, trust and asset management services; SunTrust Investment Services, Inc., a registered broker-dealer, which is a member of FINRA and SIPC, and a licensed insurance agency, and which provides securities, annuities and life insurance products; SunTrust Advisory Services, Inc., a SEC registered investment adviser which provides Investment Advisory services.
SunTrust Private Wealth Management, International Wealth Management, Business Owner Specialty Group, Sports and Entertainment Group, and Legal and Medical Specialty Groups and GenSpring are marketing names used by SunTrust Bank, SunTrust Banks Trust Company (Cayman) Limited, SunTrust Delaware Trust Company, SunTrust Investment Services, Inc., and SunTrust Advisory Services, Inc.
SunTrust Robinson Humphrey is the trade name for the corporate and investment banking services of SunTrust Banks, Inc. and its subsidiaries, including SunTrust Robinson Humphrey, Inc., member FINRA and SIPC.